Plutus Lite — Quick Expense Summary

Plutus Lite — Expense Tracker (Free). Categorise up to 15 transactions and see a basic spend breakdown. A free preview of what Plutus Pro does for your full financial picture.

Plutus Lite — Free Expense Preview

Paste up to 15 expenses and get a quick category breakdown.

Free vs Pro

Feature	Plutus Lite (Free)	Plutus Pro
Transactions	15 max	Unlimited
CSV file input	❌	✅
Budget comparison	❌	✅
Monthly trends	❌	✅
Tax deduction tracking	❌	✅
Savings rate analysis	❌	✅
Spending forecast	❌	✅ 1-12 months
Export (CSV + JSON)	❌	✅

👉 Upgrade: openclaw skills install plutus-pro — key at ko-fi.com/s/83c662001e

💰 Bundle deal: all 5 Pro skills for $29 → ko-fi.com/s/7625accf3f (save $16)

---

Step 1 — Install

bash

pip3 install rich --break-system-packages --quiet

---

Step 2 — Quick expense scan (Lite)

python

import os, re
from datetime import date
from collections import defaultdict
from rich.console import Console
from rich.table import Table
from rich.panel import Panel
from rich import box

console = Console()

EXPENSES_TEXT = os.environ.get("EXPENSES_TEXT","").strip()
CURRENCY      = os.environ.get("CURRENCY","USD").upper()
SYM           = {"USD":"$","EUR":"€","GBP":"£"}.get(CURRENCY,"$")
TODAY         = date.today()
TX_LIMIT      = 15

def fmt(a): return f"{SYM}{a:,.2f}"

def parse_amount(raw):
    c = re.sub(r"[^0-9.]","",str(raw)) or "0"
    try: return float(c) if c.count(".")<=1 else None
    except: return None

CATEGORIES = {
    "Food & Dining":  ["coffee","starbucks","restaurant","pizza","burger","cafe","food","doordash","grubhub","grocery","walmart","whole foods"],
    "Transport":      ["uber","lyft","taxi","gas","fuel","parking","transit","bus","train","flight"],
    "Shopping":       ["amazon","ebay","etsy","target","bestbuy","clothing","shoes"],
    "Subscriptions":  ["netflix","spotify","hulu","disney","prime","subscription","membership","software"],
    "Utilities":      ["electric","water","internet","phone","mobile","utility","bill"],
    "Health":         ["pharmacy","doctor","dentist","medical","gym","fitness","cvs","walgreens"],
    "Entertainment":  ["movie","cinema","concert","ticket","game","gaming","book"],
    "Other":          [],
}

def categorise(desc):
    dl = desc.lower()
    for cat, kws in CATEGORIES.items():
        if cat == "Other": continue
        if any(k in dl for k in kws): return cat
    return "Other"

transactions = []

if EXPENSES_TEXT:
    for line in EXPENSES_TEXT.strip().splitlines():
        if len(transactions) >= TX_LIMIT:
            console.print(f"[yellow]⚠️  Lite limit: showing first {TX_LIMIT} transactions. Upgrade to Pro for unlimited.[/yellow]")
            break
        line = line.strip()
        if not line: continue
        tokens = line.split()
        amt = None
        for tok in reversed(tokens):
            a = parse_amount(tok)
            if a is not None: amt = a; break
        if amt is None: continue
        desc_tokens = tokens[:-1] if tokens[-1] == str(amt) else [t for t in tokens if parse_amount(t) != amt]
        # Strip leading date tokens (simple heuristic)
        if len(desc_tokens) >= 2:
            try:
                int(desc_tokens[0]); desc_tokens = desc_tokens[1:]
            except ValueError:
                pass
        description = " ".join(desc_tokens) or "Expense"
        transactions.append({"description": description, "amount": amt, "category": categorise(description)})
else:
    # Demo data
    console.print("[yellow]ℹ️  No EXPENSES_TEXT set — running with demo data.[/yellow]")
    console.print("[dim]Set EXPENSES_TEXT='Coffee 4.50\\nAmazon 34.99\\nUber 18.30' to use your own.\n[/dim]")
    demo = [
        ("Starbucks coffee",5.50),("Uber ride",18.30),("Netflix",15.99),
        ("Groceries Walmart",87.45),("Amazon order",34.99),("Restaurant dinner",62.00),
        ("Gas station",55.00),("Spotify premium",9.99),("CVS pharmacy",22.10),("Gym membership",45.00),
    ]
    for desc,amt in demo:
        transactions.append({"description":desc,"amount":amt,"category":categorise(desc)})

if not transactions:
    console.print("[yellow]No transactions found.[/yellow]")
    raise SystemExit(0)

total_spend = sum(t["amount"] for t in transactions)

console.print()
console.print(Panel.fit(
    f"[bold green]💰 Plutus Lite — Expense Snapshot[/bold green]\n"
    f"Transactions: [yellow]{len(transactions)}/{TX_LIMIT}[/yellow]  Total: [red]{fmt(total_spend)}[/red]\n"
    f"[dim]Lite: {TX_LIMIT} transactions max — upgrade to Pro for unlimited + full analytics[/dim]",
    border_style="green"
))

# Category totals
cat_totals = defaultdict(float)
for t in transactions: cat_totals[t["category"]] += t["amount"]

console.print()
tbl = Table(title="Spend by Category", box=box.ROUNDED, border_style="green")
tbl.add_column("Category", width=20, style="cyan")
tbl.add_column(f"Total ({CURRENCY})", width=14, justify="right", style="red")
tbl.add_column("% of spend", width=12, justify="right", style="yellow")

for cat,total in sorted(cat_totals.items(),key=lambda x:-x[1]):
    pct = total/total_spend*100 if total_spend else 0
    tbl.add_row(cat, fmt(total), f"{pct:.1f}%")
console.print(tbl)

# Transaction list
console.print()
tx_tbl = Table(title="Transactions", box=box.SIMPLE, border_style="dim")
tx_tbl.add_column("#",           width=4,  style="dim")
tx_tbl.add_column("Description", width=28, style="white")
tx_tbl.add_column("Category",    width=18, style="cyan")
tx_tbl.add_column("Amount",      width=12, justify="right", style="red")
for i,t in enumerate(transactions,1):
    tx_tbl.add_row(str(i), t["description"][:26], t["category"], fmt(t["amount"]))
console.print(tx_tbl)

console.print()
console.print(Panel(
    f"[bold yellow]🔓 Want your full financial picture?[/bold yellow]\n\n"
    f"Plutus Pro handles [bold]unlimited transactions[/bold] from any bank CSV, tracks "
    f"[bold]tax-deductible expenses[/bold], shows [bold]monthly trends[/bold], "
    f"calculates your [bold]savings rate[/bold], and forecasts spending up to 12 months ahead.\n\n"
    f"[bold cyan]openclaw skills install plutus-pro[/bold cyan]\n"
    f"Get your key → [bold]ko-fi.com/s/83c662001e[/bold]",
    title="Upgrade to Plutus Pro",
    border_style="cyan"
))