Coverage Check
v1.0.0Analyze a user's existing insurance coverage to identify gaps, overlaps, and under-insurance risks. Use when users want to review whether they have adequate...
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byWenbing Ji@jiwenbing
MIT-0
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LicenseMIT-0 · Free to use, modify, and redistribute. No attribution required.
Security Scan
OpenClaw
Benign
high confidencePurpose & Capability
Name and description (insurance coverage review) match the SKILL.md instructions: inventory policies, collect personal info, map to benchmarks, identify gaps/overlaps, and prioritize recommendations. There are no unrelated requirements (no cloud creds, binaries, or config paths).
Instruction Scope
Instructions appropriately direct the agent to collect personal and financial information (age, dependents, income, assets, liabilities) and policy details. This is expected for an insurance review, but it means the skill will handle sensitive PII/financial data — the SKILL.md does not specify limits on data retention, external transmission, or how to verify policy documents.
Install Mechanism
Instruction-only skill with no install spec and no code files. Lowest installation risk — nothing will be written to disk or downloaded at install time.
Credentials
No required environment variables, credentials, or config paths are declared. The personal data the skill asks the user to provide is proportionate to the stated purpose.
Persistence & Privilege
always:false (no forced inclusion). The skill allows normal autonomous invocation (platform default). Autonomous invocation is not flagged here, but remember an agent using this skill could be asked to gather or store personal data if not constrained elsewhere.
Assessment
This skill appears to do what it says: analyze insurance coverage. Before using it, consider privacy and regulatory points: only share the minimum personal data needed (be cautious with SSNs, full account numbers, or scans of policies), confirm how and where the agent will store or transmit user-provided documents, and remember insurance recommendations may require a licensed agent in your jurisdiction — verify important changes with a qualified professional. If you need stronger privacy guarantees, ask for explicit data handling, retention, and export rules before proceeding.Like a lobster shell, security has layers — review code before you run it.
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License
MIT-0
Free to use, modify, and redistribute. No attribution required.
