AI Agent Lending - Wallet Credit
v2.0.0Wallet-based credit system for AI agents. Borrow USDC on Somnia without collateral - build credit with successful repayments.
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MIT-0
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LicenseMIT-0 · Free to use, modify, and redistribute. No attribution required.
Security Scan
OpenClaw
Benign
medium confidencePurpose & Capability
The name/description, listed smart-contract addresses, and instructions all describe a lending protocol that queries a lending API and performs on-chain transactions. Requiring LENDING_API_URL (the protocol API base URL) is consistent with the stated purpose.
Instruction Scope
SKILL.md stays within the lending workflow: setting an API URL, reading wallet stats from {LENDING_API_URL}, registering a bot on-chain, granting a BORROW permission, borrowing and repaying via the LendingPool contract. It does not ask for local files or system secrets, but it does instruct the agent (or developer) to submit transactions and to send wallet addresses to the external API endpoint, which will reveal wallet activity to that endpoint.
Install Mechanism
Instruction-only skill with no install spec and no code files — nothing is written to disk by the skill bundle itself. This minimizes install-time risk.
Credentials
Only one env var is required: LENDING_API_URL (the API base URL). This is proportionate to the skill's function, but note that the primaryEnv is an endpoint (not a secret token). Because the skill will call that endpoint with wallet addresses and other parameters, you must trust the operator of that URL. The skill does not request private keys or tokens, which is appropriate.
Persistence & Privilege
The skill does not request always: true and has no install hooks. It does not request system-level persistence or modify other skills' configs.
Assessment
This skill appears internally consistent for a lending integration, but it depends on an external API URL (LENDING_API_URL) you must trust. Before using: verify the smart-contract addresses on the Somnia explorer; confirm the operator (yoursite.com) is legitimate; test using a throwaway/testnet wallet first; never set or share private keys or secrets as env vars for this skill; when approving USDC, avoid granting unlimited allowances — approve only the specific lending pool and amount you intend to use; and review the lending protocol's audited code/contract sources if available. If you don't trust the API domain, do not set LENDING_API_URL to it, or run equivalent calls against a verified endpoint you control.Like a lobster shell, security has layers — review code before you run it.
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License
MIT-0
Free to use, modify, and redistribute. No attribution required.
Runtime requirements
🤖 Clawdis
EnvLENDING_API_URL
Primary envLENDING_API_URL
