Insurance Broker
v1.0.0AI Insurance Broker - 智能保险经纪人，提供需求分析、产品推荐、理赔协助等全方位保险服务
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byJustin Liu@zhenstaff
MIT-0
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LicenseMIT-0 · Free to use, modify, and redistribute. No attribution required.
Security Scan
OpenClaw
Suspicious
medium confidencePurpose & Capability
Name/description (insurance broker) align with the instructions, but the skill references three runtime tools (insurance_analyze_needs, insurance_recommend_products, insurance_calculate_premium) and a product database at {baseDir}/data/insurance-products.json. The package contains only SKILL.md and README.md — there is no data file or implementation for those tools. It's unclear whether the OpenClaw runtime supplies these tools or whether the skill was expected to include them.
Instruction Scope
Instructions focus on collecting user insurance info and producing recommendations. That scope is appropriate, but the SKILL.md says to 'use' specific tools without explaining how they handle input, where user data is stored, or whether any external endpoints are contacted. The instructions also reference a local data file path that is not present in the bundle. The lack of detail about data storage/retention and tool behavior is a privacy and operational concern.
Install Mechanism
This is an instruction-only skill with no install spec and no code files. That minimizes immediate filesystem or network install risk. However, because no implementation is included, runtime dependencies are ambiguous.
Credentials
The skill does not request environment variables, binaries, or credentials. That is proportionate to an instruction-only advisor. Still, the SKILL.md implies collecting personal user information (age, health, budget) — sensitive data that needs explicit handling policies which are not provided here.
Persistence & Privilege
Skill does not request always:true and is user-invocable only. However, roadmap notes mention '用户画像记忆' (user profile memory) for future versions; currently there is no implementation or explanation of how memory/persistence would be managed, which could change the privilege model when added.
What to consider before installing
This skill is an instruction-only description of an insurance advisor but does not include the referenced tools or the product database. Before installing, ask the publisher or check the GitHub repo to confirm: (1) where the tools (insurance_analyze_needs, insurance_recommend_products, insurance_calculate_premium) come from and whether the runtime provides them, (2) whether the product database file exists, its source, and whether it will be bundled or downloaded, (3) how user personal data will be collected, stored, and protected, and (4) whether the skill will contact external services. If those points aren't answered, the skill may not work or could mishandle sensitive data — proceed only after verifying implementations and privacy practices.Like a lobster shell, security has layers — review code before you run it.
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License
MIT-0
Free to use, modify, and redistribute. No attribution required.