Security audit
Security checks for vulnerabilities and agentic risk
This local credit-planning tool has proportionate access, but its payment dates and draft letters need manual review.
Protect profile and letter files, and use a dedicated output directory. Independently confirm payment dates: the script ignores weekends and holidays and clamps statement days above 28. Review every letter before mailing, including legal citations and default factual statements. The scanner's missing-tool-scope concern is not supported as excessive authority by the inspected code; the timing defect remains a reliability limitation.
Without declared permissions the skill's intent is opaque and cannot be validated.
The planner promises a three-business-day payment buffer but subtracts three calendar days, so weekends and bank holidays can leave insufficient time for payments to post before the statement closes. In a credit-repair skill that provides exact pay-by dates, users may rely on this timing and unexpectedly report higher balances, potentially affecting credit scores or an upcoming loan application; this is a financial-planning correctness flaw rather than an attacker-driven exploit.
No suspicious patterns detected.
