银行流水解析，流水报告生成等

This skill appears coherent (it uploads files to a remote API and generates a report using ZY_TOKEN). The primary risk is privacy: bank statements are highly sensitive and will be transmitted to https://ziya.dfwytech.com. Before installing/use, do the following: 1) Confirm you trust the service operator and understand their privacy/storage/retention policy (no homepage or publisher info is provided). 2) Verify the token's scope and rotate it if possible; do not reuse a high-privilege credential. 3) Test with non-sensitive sample files first. 4) Run the skill in an isolated environment or sandbox and monitor outbound network requests to ensure endpoints match expectations. 5) Fix the script path references in SKILL.md if needed so the agent runs the correct files. If you cannot verify the service operator or privacy practices, treat this as high-risk for real bank data and avoid uploading sensitive documents.