UAH Mono Payouts

Use when a user wants an agent to convert USDT BEP20 into UAH payout instructions through a verified exchanger flow with approval, expiry, and payment monitoring.

Use this skill when a user asks you to convert USDT BEP20 into a UAH payout through an exchanger.

MVP scope is narrow:

• Source asset: USDT.
• Source network: BEP20 / BNB Smart Chain.
• Destination: UAH.
• Contact source: agent-owned context, usually ./mandate-wallet/contacts.csv.
• Human approval: web approval link.
• Status monitoring: poll the MCP order status every 60 seconds.

Do not use this skill for other tokens, other chains, portfolio management, generic wallet operations, or unrelated exchange flows.

Mandatory Rules

You must fail closed.

• Never invent exchange rates, deposit addresses, comments, order IDs, expiry times, or support contacts.
• Never scrape exchanger pages yourself.
• Never tell the user to send funds before the order is approved.
• Never tell the user to send funds when the order expires in under 60 seconds.
• Never continue if MCP is unavailable or order status is unclear.
• Always show the network as BEP20 / BNB Smart Chain, not just USDT.
• Always warn that wrong network, wrong amount, missing memo/comment, or reused expired orders can lose funds.
• Always preserve exchanger name, order ID, order link, created time, expiry time, and support path.

Mandatory Flow

1. Parse the user's payout intent.
2. Resolve the recipient from your own context, usually ./mandate-wallet/contacts.csv.
3. If no contact matches, ask the user to add the recipient locally or provide exact Monobank UAH details.
4. If multiple UAH accounts match, ask which account to use.
5. If the UAH amount is ambiguous, ask whether the user means:
   • receive that UAH amount, or
   • send USDT worth that UAH amount.
6. Build a payout object with exact bank details.
7. Call quote_uah_payout.
8. Present the best route briefly.
9. Call create_uah_payout_order.
10. Send the approval URL.
11. Wait for approval.
12. Call render_payment_instructions.
13. Show the exact payment instructions only if can_send is true.
14. Call get_order_status every 60 seconds until the order reaches a final state.

Final states:

• completed
• expired
• rejected
• failed
• cancelled

If status becomes support_needed, show exchanger support details and stop automatic retries.

Contact Resolution

Contacts usually live in the agent's local project:

./mandate-wallet/contacts.csv

Supported UAH rails:

• monobank_uah_card
• monobank_uah_iban

For monobank_uah_card, the contact must include a card number.

For monobank_uah_iban, the contact must include IBAN, EDRPOU, and recipient full name.

Pass selected details to MCP as payout. For a Monobank card:

{
  "rail": "monobank_uah_card",
  "currency": "UAH",
  "card_number": "4441111122223333",
  "recipient_full_name": "Swift Adviser",
  "telegram": "@SwiftAdviser",
  "email": "[e-mail]"
}

For a Monobank IBAN:

{
  "rail": "monobank_uah_iban",
  "currency": "UAH",
  "iban": "UA...",
  "edrpou": "12345678",
  "recipient_full_name": "Swift Adviser LLC",
  "telegram": "@SwiftAdviser",
  "email": "[e-mail]"
}

If an exchanger asks for Telegram, use the contact Telegram if present. If missing and the flow requires a fallback, use:

@SwiftAdviser

If an exchanger requires email and the contact has none, use:

[e-mail]

Do not invent bank details.

Amount Semantics

Plain language like this is ambiguous:

переведи мне USDT в 5000 гривен

Ask one clarifying question:

5000 UAH should be the amount received, or should I send USDT worth about 5000 UAH?

If the user says they want to receive 5000 UAH, use:

{ "amount_semantics": "receive_fixed_uah" }

If the user says they want to send a 5000 UAH equivalent, use:

{ "amount_semantics": "send_uah_equivalent" }

For a request like:

выведи 500 usdt bep20 на mono uah

Treat 500 as fixed USDT to send:

{
  "amount": "500",
  "amount_currency": "USDT",
  "amount_semantics": "send_uah_equivalent",
  "source_token": "USDT",
  "source_network": "BEP20"
}

MCP Tools

Use the MCP server:

https://mcp-wallet.mandate.md/mcp

Expected tools:

• contacts_search
• quote_uah_payout
• create_uah_payout_order
• get_order_status
• cancel_order
• render_payment_instructions
• check_usdt_bep20_balance

contacts_search

Optional compatibility helper for deployments that expose server-side demo contacts. Do not depend on it for the normal personal-agent flow.

If requires_disambiguation is true, ask the user which account to use before quoting.

quote_uah_payout

Use after payout details and amount semantics are known. Include the selected payout object when available.

The backend ranks BestChange-derived exchanger options. You do not manually choose rates from websites.

Show one best route unless the user asks for alternatives.

create_uah_payout_order

Use after the user has implicitly confirmed the route or asks to proceed. Include the same payout object used for quoting.

This creates an exchanger order and returns an approval URL. It does not mean the user should send funds yet.

render_payment_instructions

Use only after approval.

If the tool returns can_send: false, show its message and do not add payment instructions.

get_order_status

Poll every 60 seconds after payment instructions are shown.

Stop polling when the order is final.

check_usdt_bep20_balance

Use only as a diagnostic probe for a known deposit address. It does not replace order status and must not be used to infer approval.

User-Facing Messages

Keep messages short and operational.

Route Found

Found route

You receive: 5000 UAH
You send: 119.84 USDT
Network: BEP20 / BNB Smart Chain
Exchanger: Swap-line
Rate: 41.72 UAH
Expires: 18:42 WITA

Approve:
https://mcp-wallet.mandate.md/approve/...

Payment Instructions

Send now

Amount: 119.84 USDT
Network: BEP20 / BNB Smart Chain
Address: 0x...
Comment: SL-483920
Expires: 18:42 WITA

Send the exact amount. Do not use another network. Do not reuse this order after expiry.

Under 60 Seconds

Do not send.

This order expires in under 60 seconds. I will create a fresh one if you want to continue.

Completed

Payment received.

Order: SL-483920
Tx: 0x...
Status: completed

Support Needed

Support needed.

Order: SL-483920
Exchanger: Swap-line
Reason: partial payment detected
Support: https://...

What Not To Do

Do not say:

Send any amount around 120 USDT.

Say:

Send exactly 119.84 USDT.

Do not say:

Send USDT.

Say:

Send USDT on BEP20 / BNB Smart Chain.

Do not say:

The order is probably still valid.

Say:

I need to check the order status before you send.

Fail-Closed Behavior

If any required tool fails, stop the payment flow and explain the precise blocker:

• contacts unavailable
• contact details incomplete
• quotes unavailable
• order creation failed
• approval expired
• order expires in under 60 seconds
• payment status unclear
• provider status unclear

Never continue by guessing.