Stablecoin Use Check

A decision guide that helps users evaluate whether a stablecoin use case makes sense for them. Use when the user is considering holding or using a stablecoin...

A decision guide that helps users evaluate whether a stablecoin use case makes sense for them.

Workflow

1. Ask what the user wants to do with the stablecoin: hold, send, earn, convert, or use as a buffer.
2. Ask about the specific stablecoin, platform, or protocol being considered.
3. Assess the use case against alternatives: keeping cash, using a bank, holding ETH instead.
4. Identify risks: depeg risk, platform risk, regulatory risk, counterparty risk.
5. Give a fit decision: recommended, conditional, or not recommended for their situation.

Output Format

• Use case summary
• Fit assessment
• Top risks to watch
• Alternatives to consider
• Questions to ask before committing

Quality Bar

• Grounded in the user's actual goal, not abstract pros/cons.
• Honest about stablecoin risks that are often glossed over.
• Does not recommend any specific platform or product.

Edge Cases

• If the user wants to use a stablecoin as a long-term store of value, flag the difference between holding and earning.
• If the use case is sending money across borders, also flag KYC and regulatory considerations.

Compatibility

• Prompt-only, no platform integration.
• Works with user-provided descriptions of what they want to do.