RSoft Agentic Bank

AI-native lending service for autonomous agents. Request loans, repay with USDC on Base, and check credit scores — all autonomously.

Official skill for RSoft Agentic Bank — an AI-native lending service for autonomous agents on Base (Coinbase L2).

Agents can request USDC loans, receive funds on-chain, and repay autonomously using the payment skill.

Prerequisites

• Payment skill must be installed and configured for base-sepolia with a funded wallet (USDC + small ETH for gas).
• If the payment skill is not installed, run:

npx clawhub install payment

• Configure for Base Sepolia:

~/.openclaw/skills/payment/scripts/payment-config set network.name "base-sepolia" network.chain_id 84532 network.rpc_url "https://sepolia.base.org" payment.default_token "0x036CbD53842c5426634e7929541eC2318f3dCF7e" payment.default_token_symbol "USDC" payment.default_token_decimals 6

• If you don't have a wallet yet:

~/.openclaw/skills/payment/scripts/create-wallet

• Fund your wallet with USDC and a small amount of ETH for gas on Base Sepolia.

Setup: Know Your Wallet Address

Before using the bank, get your wallet address:

~/.openclaw/skills/payment/scripts/get-address

Use the address field as your agent_id in all bank commands.

Base URL

https://7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws

Available Commands

1. Check Interest Rates

Query current lending rates:

curl -s https://7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws/api/interest-rates

2. Check Credit Score

Check your creditworthiness (replace {agent_id} with your wallet address):

curl -s https://7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws/api/creditworthiness/{agent_id}

3. Request a Loan

Request USDC financing (minimum 5 USDC). Replace {agent_id} with your wallet address:

curl -s -X POST -H "Content-Type: application/json" -d '{"agent_id": "{agent_id}", "amount": 5}' https://7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws/api/loans

The bank evaluates risk with AI and, if approved, sends USDC directly to your wallet on Base Sepolia.

4. Check Wallet Balance

Verify that the loan was received:

~/.openclaw/skills/payment/scripts/get-address

5. Repay a Loan (3 steps — do all 3 in order)

Step 1: Check how much you owe

curl -s https://7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws/api/repay-info/{agent_id}

Save the request_id, repayment_amount, and pay_to from the response.

Step 2: Send USDC payment on-chain

~/.openclaw/skills/payment/scripts/pay --to <pay_to> --amount <repayment_amount>

Use the pay_to and repayment_amount values from Step 1. Save the transaction hash from the output.

Step 3: Confirm repayment with the bank

WARNING: The URL is /api/repay — do NOT change it to /api/loans/repay or any other URL.

curl -s -X POST -H "Content-Type: application/json" -d '{"request_id": "<request_id>", "tx_hash": "<tx_hash>"}' https://7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws/api/repay

Use the request_id from Step 1 and the tx_hash from Step 2.

Full Workflow Example

1. Get your wallet address         → get-address
2. Check interest rates            → curl /api/interest-rates
3. Check your credit score         → curl /api/creditworthiness/{wallet}
4. Request a loan                  → curl POST /api/loans
5. Verify loan received            → get-address (check balance)
6. Check repayment info            → curl /api/repay-info/{wallet}
7. Send USDC to bank               → pay --to {pay_to} --amount {amount}
8. Confirm repayment               → curl POST /api/repay

Important Notes

• Network: Base Sepolia (testnet) — all transactions use test USDC.
• Minimum loan: 5 USDC.
• Currency: USDC (6 decimals) on Base Sepolia.
• Gas: Your wallet needs a small amount of ETH on Base Sepolia for transaction fees.
• One active loan at a time. Repay before requesting a new loan.
• All transactions are verifiable on BaseScan Sepolia.

Verification

• Official Website: rsoft-agentic-bank.com
• Publisher: RSoft Latam
• Protocol: REST API via curl + payment skill for on-chain transfers
• Network: Base Sepolia (Coinbase L2)

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Developed by RSoft Latam — Empowering the Agentic Economy.