Investor Memo Generator

Generate investor-ready memos, executive summaries, and pitch narrative documents from raw financial data, cap tables, and startup metrics. Produces one-page...

Security Scan

The skill's instructions, required inputs, and absence of installs or credentials are coherent with its stated purpose of generating investor memos; it does not request unexpected permissions or run arbitrary installs.

Purpose & Capability

Name/description (investor memos from financial data) align with the SKILL.md content: templates, required financial inputs, and supported outputs all match the stated purpose. No unrelated services, credentials, or binaries are requested.

Instruction Scope

SKILL.md is an instruction-only document that asks for user-provided financial inputs and describes how to format outputs (markdown, text, JSON). It does not instruct the agent to read system files, access environment variables, call unexpected external endpoints, or exfiltrate data.

Install Mechanism

No install spec and no code files are present. Being instruction-only means nothing is written to disk or fetched at install time, which is low-risk and proportionate for this skill.

Credentials

The skill declares no required environment variables, credentials, or config paths. The inputs it asks for are user-provided financial and company data, which is appropriate for the stated functionality.

Persistence & Privilege

always is false and there is no install or code that would persist or modify system/agent state. Autonomous invocation is allowed by default on the platform but the skill does not request elevated persistence or cross-skill configuration access.

Assessment

This skill appears coherent and low-risk because it only contains templates and instructions and asks you to supply financial/company data. Before using: avoid pasting highly sensitive PII or unredacted investor contact lists unless you trust the environment; always have a human review any legal/term-sheet language (the skill itself notes it’s not a substitute for an attorney); and verify outputs (financial numbers, caps, and math) against your source model before sharing with investors.

Investor Memo Generator Skill

Transform raw financial data, metrics, and context into polished investor-ready documents. This skill guides Sam Ledger through structured memo creation — from one-pagers to board updates — with narrative framing that communicates traction, financials, and opportunity clearly.

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When to Use This Skill

Trigger phrases:

• "Write an investor memo for…"
• "Draft a board update / LP letter"
• "Summarize our financials for investors"
• "Turn this model into an investor narrative"
• "Prepare a one-pager for [company]"
• "Write a use-of-funds summary"
• "Draft a SAFE / term sheet summary"

Use when:

• Founder has financial model data and needs investor narrative
• Board meeting is coming and CEO needs a written update
• LP update letter is due (fund managers)
• Post-close SAFE/note summary needed for investor records
• Executive summary needed for data room

Do NOT use when:

• The underlying financial model doesn't exist yet → use startup-financial-model first
• Cap table needs to be built → use cap-table-manager first
• Legal binding term sheet needed → requires attorney review
• Slide deck / PowerPoint format needed → output is markdown/text only
• Public company investor relations → different regulatory requirements (10-K, 8-K, etc.)

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Document Types Supported

1. Investor One-Pager

Single-page executive summary: company overview, problem/solution, traction, team, ask, use of funds.

2. Board Update Memo

Structured monthly/quarterly update: KPIs vs plan, financial snapshot, key wins, risks, decisions needed.

3. LP Update Letter

For fund managers: portfolio performance, notable developments, capital calls/distributions, outlook.

4. SAFE / Convertible Note Summary

Plain-English summary of deal terms: valuation cap, discount, MFN, pro-rata rights, maturity.

5. Use-of-Funds Narrative

Breakdown of how raised capital will be deployed: headcount, product, sales/marketing, infrastructure, runway math.

6. Data Room Executive Summary

Multi-page document for serious investors: company background, market, product, financials, team, risks.

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Inputs Required

Minimum (One-Pager or Board Update)

Company name & stage (pre-seed, seed, Series A…)
Monthly revenue (current + 3-month trend)
Burn rate / runway in months
Headcount
Key metric (MAU, ARR, units sold, etc.)
Fundraising ask (if applicable)

Full (Data Room / Executive Summary)

All minimum inputs above, PLUS:
- Market size (TAM/SAM/SOM)
- Unit economics (CAC, LTV, payback period)
- Historical P&L (last 12 months)
- Forward projections (18-24 months)
- Cap table summary (post-round if applicable)
- Founder bios (2-3 sentences each)
- Competitive landscape
- Use of funds breakdown

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Output Formats

Markdown (default) — ready to paste into Notion, Google Docs, or any CMS Plain text — for email body or simple documents Structured JSON — for downstream automation or CRM entry

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Memo Templates

One-Pager Template

# [Company Name] — Investor Summary
*[Month Year] | [Stage] | Raising $[Amount]*

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## The Opportunity
[2-3 sentences: problem + why now + market size signal]

## What We Do
[1-2 sentences: product/service in plain English]

## Traction
- **Revenue:** $[X]/mo (↑[%] MoM)
- **Customers:** [N] ([segment])
- **Key Metric:** [metric] = [value]
- **Runway:** [N] months at current burn

## Business Model
[1 sentence: how you make money]

## The Ask
**Raising:** $[Amount] | **Instrument:** [SAFE / Priced Round]
**Valuation Cap / Pre-money:** $[X]M
**Use of Funds:** [3-4 bullet breakdown]

## Team
- **[Name]**, CEO — [2-line bio]
- **[Name]**, CTO — [2-line bio]

## Contact
[Name] | [Email] | [Website]

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Board Update Memo Template

# [Company Name] — Board Update [Month Year]

**Prepared by:** [CEO Name]
**Date:** [Date]
**Attendees:** [List]

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## Executive Summary
[3-4 sentences: overall state of the business, tone-setting]

## KPIs vs Plan

| Metric | Plan | Actual | Δ |
|--------|------|--------|---|
| MRR | $X | $X | +/-% |
| Burn | $X | $X | +/-% |
| Headcount | N | N | +/- |
| [Key Metric] | X | X | +/-% |

## Financial Snapshot
- **Cash on Hand:** $[X] (as of [date])
- **Runway:** [N] months
- **Net Burn:** $[X]/mo
- **Revenue:** $[X] MRR / $[X] ARR

## Key Wins This Period
1. [Win 1]
2. [Win 2]
3. [Win 3]

## Risks & Concerns
1. [Risk 1] — Mitigation: [action]
2. [Risk 2] — Mitigation: [action]

## Decisions Needed
1. [Decision 1]
2. [Decision 2]

## Next 30-Day Priorities
1. [Priority 1]
2. [Priority 2]
3. [Priority 3]

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Use-of-Funds Template

## Use of Funds — $[Total Raise]

| Category | Amount | % | Purpose |
|----------|--------|---|---------|
| Engineering / Product | $X | X% | [Hire N engineers, build Y feature] |
| Sales & Marketing | $X | X% | [CAC payback, channel expansion] |
| Operations | $X | X% | [Infrastructure, tooling] |
| G&A / Reserve | $X | X% | [Legal, accounting, buffer] |
| **Total** | **$X** | **100%** | |

**Runway Impact:** This raise extends runway from [current N months] to [projected N months], through [date], at which point we project [milestone: profitability / Series A readiness / etc.]

**Key Milestone Unlocked:** [What reaching the end of this runway proves to the next round investor]

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SAFE Summary Template

## SAFE Terms Summary — [Company Name]

**Date Signed:** [Date]
**Investor:** [Name / Entity]
**Investment Amount:** $[X]

**Key Terms:**
- **Instrument:** Post-Money SAFE (YC Standard)
- **Valuation Cap:** $[X]M
- **Discount Rate:** [X]% (or None)
- **MFN:** Yes / No
- **Pro-Rata Rights:** Yes / No (threshold: $[X] investment)

**Conversion Trigger:** Equity Financing ≥ $[X]M
**Dissolution Priority:** Returns investor principal before common in dissolution event

**Notes:**
[Any custom provisions, side letters, or non-standard terms]

*This is a plain-English summary for record-keeping. The executed SAFE document governs all legal terms.*

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Narrative Framing Principles

The Investor Memo Spine

Every strong investor memo hits these beats in order:

1. Why now — timing signal that makes this the right moment
2. Why us — team + unfair advantage
3. Proof — traction that de-risks the bet
4. Math — the numbers hold up under scrutiny
5. Ask — specific, sized, with clear use

Common Mistakes to Flag

• Projections without assumptions → always show the assumptions
• "Conservative" projections that still assume 10x growth → call out the tension
• Vague use-of-funds ("growth") → force specific allocation
• Missing unit economics → CAC/LTV must appear for B2B/SaaS
• Round-numbered runway → calculate actual months from burn + cash

Language Guidance

• Replace "disrupt" with specific market dynamics
• Replace "unique" with the actual differentiation
• Replace "traction" with the number
• Use "we" sparingly — the memo speaks, not just the founder
• Quantify everything that can be quantified

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Workflow

Step 1: Gather Inputs

Collect the inputs listed above. If any critical inputs are missing, ask for them before drafting. Don't fabricate metrics.

Step 2: Choose Document Type

Match the user's need to the document type. Confirm if ambiguous.

Step 3: Draft with Template

Use the appropriate template as scaffold. Fill with actual data. Flag any gaps with [NEED: ...] placeholders.

Step 4: Narrative Layer

Apply the Investor Memo Spine framework. Ensure the document tells a coherent story, not just a data dump.

Step 5: Quality Check

• All numbers sourced from actual data (no estimates unless labeled)
• Projections show assumptions
• Unit economics present (if B2B/SaaS)
• Use-of-funds sums to raise amount
• Runway math is correct
• No legal claims (no "guaranteed returns", no securities language)
• Legal disclaimer if needed: "This is not an offer to sell securities."

Step 6: Format & Deliver

Default output: Markdown. Ask user if they want plain text or JSON.

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Integration Points

Upstream Skill	What It Provides
startup-financial-model	P&L, cash flow, runway math, projections
cap-table-manager	Cap table snapshot, dilution, round sizing
kpi-alert-system	Live KPI data for board updates
budget-vs-actual	Actuals vs plan for board update KPI table

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Legal Disclaimer Boilerplate

For any memo that could be construed as a securities offering:

This document is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any securities. Any offering of securities will be made only pursuant to definitive subscription documents. This summary is not a complete description of all material terms of any investment.

Include this when: the document includes fundraising terms, investor ask, or projected returns.

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Examples

Example 1: Quick One-Pager Request

Input: "Sam, write a one-pager for Apex AI. We're raising $1.5M SAFE at $8M cap. $42K MRR, growing 18% MoM. 3 months runway. B2B SaaS for construction PM teams."

Action: Use One-Pager template. Fill all known fields. Flag missing: team bios, TAM, CAC/LTV. Output markdown.

Example 2: Board Update

Input: "Monthly board update for March. MRR hit $180K (plan was $165K). Burn $95K (was $88K due to new hire). Cash $1.1M. Big win: closed Acme Corp ($18K ACV)."

Action: Use Board Update template. Calculate runway (1.1M / 95K = 11.6 months). Flag: what decisions needed? What are Q2 priorities?

Example 3: SAFE Post-Close Summary

Input: "Angel signed a $50K SAFE, $6M cap, 20% discount, MFN, no pro-rata."

Action: Use SAFE Summary template. Fill all terms. Add legal disclaimer boilerplate.

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