Financial Report Interpreter

Interprets income statements, balance sheets, and cash flows into plain-language insights, ratio analysis, and management questions for financial review.

Security Scan

The skill's code, tests, and runtime instructions align with its stated purpose: it parses user-provided financial text and returns descriptive JSON insights without external calls or extra privileges.

Purpose & Capability

The name/description (interpret financial statements into plain-language insights) matches the actual implementation: handler.py parses text, detects amounts/dates/keywords, and returns structured recommendations and next steps. There are no unrelated requirements (no env vars, no binaries).

Instruction Scope

SKILL.md explicitly states the skill is descriptive only and does not connect to external accounting systems. The code follows that scope: it reads only the provided input (stdin/argument), performs local regex parsing and rule-based recommendation generation, and produces JSON. It does not reference files outside the package, system paths, or network endpoints.

Install Mechanism

There is no install spec (instruction-only) and no download/install steps. The package contains source files and tests only; nothing in the manifest attempts to fetch or execute remote code.

Credentials

The skill requests no environment variables, no credentials, and no config paths. The logic operates entirely on user-supplied text, so the lack of declared credentials is appropriate and proportionate.

Persistence & Privilege

The skill does not request persistent or special platform privileges (always:false). disable-model-invocation is default (false), which is normal — autonomy alone is not a concern given the skill's limited scope and lack of external access.

Assessment

This skill appears coherent and self-contained: it parses text and returns JSON recommendations without network calls or extra credentials. Before installing, review the included handler.py and tests (they are present) to confirm you are comfortable with how user input is parsed (e.g., regex-based amount/date extraction). Remember this is descriptive guidance only—not professional financial advice—and it does not integrate with accounting systems or send data externally. If you need integrations (APIs, bank/accounting access) or handling of sensitive PII, this skill does not provide them and you should not use it for automated transactions or confidential data without additional controls.

Overview

Turns income statement, balance sheet, and cash flow inputs into plain-language signals, ratio commentary, and management follow-up questions. It is a descriptive interpretation aid and does not connect to external accounting systems.

Trigger

Use this skill when the user wants to:

• get structured guidance on financial report interpreter
• apply best-practice frameworks to their financial situation
• generate templates and checklists for financial planning

Example prompts

• "Explain what this balance sheet says about liquidity."
• "What should I worry about in this cash flow statement?"
• "Interpret these gross margin and operating margin changes."