Account & Authentication

Account signup, login via email/OTP/wallet/biometric, token refresh, password reset, and session management.

Use this skill when the user needs to sign up, log in, manage sessions, reset their password, or link a Web3 wallet.

Configuration

The default API base URL is https://payment-api-dev.aiotnetwork.io. All endpoints are relative to this URL.

To override (e.g. for local development):

export AIOT_API_BASE_URL="http://localhost:8080"

If AIOT_API_BASE_URL is not set, use https://payment-api-dev.aiotnetwork.io as the base for all requests.

Available Tools

• send_otp — Send a one-time password to an email address | POST /api/v1/auth/otp/send
• verify_otp — Verify an OTP code and receive a verification token | POST /api/v1/auth/otp/verify
• otp_rate_limit_status — Check OTP rate limit status for the current session | GET /api/v1/auth/otp/status
• signup — Create a new account with email, password, and OTP verification token | POST /api/v1/auth/signup
• login — Login with email and password | POST /api/v1/auth/login
• login_with_wallet — Login by signing a nonce with a Web3 wallet | POST /api/v1/auth/wallet
• get_wallet_nonce — Get a nonce for wallet-based login | GET /api/v1/auth/wallet/nonce
• biometric_login — Login using biometric credentials | POST /api/v1/auth/biometric
• refresh_token — Refresh an expired access token using a refresh token | POST /api/v1/auth/refresh
• reset_password — Reset account password using OTP verification | POST /api/v1/auth/reset-password
• unlock_account — Unlock a locked account | POST /api/v1/auth/unlock
• get_account — Get current account information | GET /api/v1/account | Requires auth
• update_password — Change account password | PUT /api/v1/account/password | Requires auth
• link_wallet — Link a Web3 wallet to the account | PUT /api/v1/account/wallet | Requires auth
• unlink_wallet — Remove a linked Web3 wallet | DELETE /api/v1/account/wallet | Requires auth
• logout — Logout current session | POST /api/v1/account/logout | Requires auth
• logout_all — Logout from all sessions | POST /api/v1/account/logout-all | Requires auth

Recommended Flows

Sign Up

Create a new account via email and OTP

1. Send OTP: POST /api/v1/auth/otp/send with {email, type: "registration"}
2. Verify OTP: POST /api/v1/auth/otp/verify with {email, code, type: "registration"} — returns verification_token
3. Sign up: POST /api/v1/auth/signup with {email, password, verification_token}

Login

Authenticate and receive access/refresh tokens

1. Login: POST /api/v1/auth/login with {email, password} — returns access_token, refresh_token
2. Use access_token as Bearer token in Authorization header for all authenticated requests
3. When access_token expires, refresh: POST /api/v1/auth/refresh with {refresh_token}

Rules

• OTP is required for signup and password reset — always send then verify before proceeding
• Access tokens expire after 1 hour — use refresh_token to get a new one
• After 5 failed login attempts the account is locked — use /auth/unlock to recover
• Never store or log passwords — use them transiently only

Agent Guidance

Follow these instructions when executing this skill:

• Always follow the documented flow order. Do not skip steps.

• If a tool requires authentication, verify the session has a valid bearer token before calling it.

• If a tool requires a transaction PIN, ask the user for it fresh each time. Never cache or log PINs.

• Never expose, log, or persist secrets (passwords, tokens, full card numbers, CVVs).

• If the user requests an operation outside this skill's scope, decline and suggest the appropriate skill.

• If a step fails, check the error and follow the recovery guidance below before retrying.

• To sign up a new user: first call send_otp with type "registration", then verify_otp with type "registration", then signup. Never skip OTP verification.

• Valid OTP types: "registration" (signup), "forget_password", "account_unlock", "pin_setup", "pin_reset". Always use the correct type for the operation.

• To reset a password: first call send_otp with type "forget_password", then verify_otp, then reset_password with the verification token.

• All authenticated endpoints require a bearer token obtained from login or login_with_wallet.

• When the access token expires (1 hour TTL), call refresh_token with the refresh token. Do not ask the user to log in again.

• Never log, store, or repeat the user's password back to them.

• If login fails 5 times consecutively, the account locks. To unlock: call send_otp with type "account_unlock", then verify_otp, then unlock_account with the verification token.