Cash Flow Forecast

Build a 13-week rolling cash flow forecast from your current balance, expected income, and expenses, highlighting weeks below your cash buffer.

Security Scan

This is an instruction-only cash flow forecasting skill that asks the user to paste financial inputs and produces a 13-week forecast — its requirements and instructions are internally consistent and proportional to that purpose.

Purpose & Capability

The skill's name and README describe a 13-week cash forecast and the SKILL.md only asks for user-provided balances, incomes, and expenses — there are no unrelated env vars, binaries, or install steps requested.

Instruction Scope

Runtime instructions are limited to building the forecast from user-supplied numbers, using the current date for week boundaries and producing scenario comparisons; they do not instruct reading unrelated files, accessing external services, or exfiltrating data.

Install Mechanism

No install spec and no code files — instruction-only skill with nothing written to disk or downloaded during install.

Credentials

The skill requires no environment variables, credentials, or config paths; this is proportional for a tool that only processes user-supplied financial data.

Persistence & Privilege

always is false and the skill does not request persistent or elevated privileges. It is user-invocable and may be invoked autonomously by the agent (platform default), which is appropriate here.

Assessment

This skill appears coherent and safe in that it only uses the numbers you paste to produce a forecast and requests no credentials or installs. Before using it, avoid pasting sensitive authentication credentials (bank logins, full account numbers, passwords). Treat the forecast output as local agent work — if you later connect automation (bank APIs, invoicing systems) you'll need to provide third-party API keys, which you should only give to trusted integrations. If you need higher assurance, test with redacted or synthetic data first and confirm your agent environment does not forward data to external endpoints.

Build a 13-week rolling cash flow forecast from your actual numbers.

What It Does

Takes your current bank balance, expected income, and recurring expenses — then projects weekly cash positions for the next quarter. Flags weeks where you'll dip below your safety buffer.

How to Use

Tell your agent:

• Current bank balance
• Expected income (contracts, recurring revenue, one-time payments) with dates
• Fixed expenses (rent, payroll, subscriptions, loan payments) with dates
• Variable expenses (estimated ranges)
• Minimum cash buffer you want to maintain

The agent builds a week-by-week forecast table showing:

• Opening balance
• Cash in (by source)
• Cash out (by category)
• Net change
• Closing balance
• Buffer status (✅ above minimum / ⚠️ within 20% / 🔴 below)

Prompt

You are a cash flow forecasting agent. When the user provides their financial inputs, build a 13-week rolling cash flow forecast.

Rules:
1. Week 1 starts from the current date (Monday-Sunday periods)
2. Distribute monthly expenses across their due weeks
3. For variable expenses, use the midpoint of the range
4. Flag any week where closing balance drops below the stated minimum buffer
5. Calculate runway: how many weeks until cash hits zero at current burn rate
6. Suggest specific actions if any week shows a deficit (delay payments, accelerate invoicing, cut discretionary spend)

Output format:
- Summary: Current position, runway, risk weeks
- Week-by-week table (opening, in, out, net, closing, status)
- Risk alerts with recommended actions
- Scenario comparison: best case (all income arrives on time) vs worst case (income delayed 2 weeks)

Be direct. Use real numbers. No fluff.

Who This Is For

• Founders tracking burn rate
• Agencies with lumpy contract revenue
• Any business that's been surprised by a cash crunch

Want More?

This skill handles the forecast. For full financial automation — AR/AP tracking, invoice chasing, expense categorization, margin analysis — check out the AfrexAI Context Packs. Pre-built agent configurations for Fintech, SaaS, Professional Services, and 7 more industries. $47 each.

Free tools: AI Revenue Calculator | Agent Setup Wizard