Actual Budget

v1.0.2

Query and manage personal finances via the official Actual Budget Node.js API. Use for budget queries, transaction imports/exports, account management, categorization, rules, schedules, and bank sync with self-hosted Actual Budget instances.

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MIT-0
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LicenseMIT-0 · Free to use, modify, and redistribute. No attribution required.
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Suspicious
medium confidence
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Purpose & Capability
The skill's description and SKILL.md clearly require access to an Actual Budget server (ACTUAL_SERVER_URL, ACTUAL_PASSWORD, ACTUAL_SYNC_ID, etc.) which is coherent with the stated purpose. HOWEVER the registry metadata claims no required environment variables or credentials. The absence of a declared primary credential and no homepage/source for verification is inconsistent with a skill that needs sensitive server credentials.
Instruction Scope
The SKILL.md stays within the stated purpose: it documents how to install and call @actual-app/api, which operations to run (sync, import, bank sync, queries), and which env vars and paths are used. It does not instruct indiscriminate file reads or exfiltration. Minor concerns: the default data dir can be the current working directory (cwd) which could expose more local files than intended; and it instructs use of NODE_EXTRA_CA_CERTS (a path to a cert file) which means the agent/process will read that file.
Install Mechanism
This is an instruction-only skill (no install spec), which is low-risk for skill bundle installation. However, SKILL.md tells users/agents to run `npm install @actual-app/api` — that will fetch code from npm (remote dependency). Because the skill's source/homepage are unknown, you cannot verify the upstream npm package or its integrity from the skill metadata alone. Users should validate the npm package origin before installing.
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Credentials
The environment variables documented in SKILL.md (ACTUAL_SERVER_URL, ACTUAL_PASSWORD, ACTUAL_SYNC_ID, optional ACTUAL_ENCRYPTION_PASSWORD, NODE_EXTRA_CA_CERTS) are appropriate for connecting to a self-hosted Actual Budget server, but they are sensitive (server password, sync id). The skill metadata did not declare any required env vars or a primary credential — a mismatch that could lead to accidental exposure of secrets if the platform provides environment access in ways the user doesn't expect.
Persistence & Privilege
The skill does not request persistent installation or elevated platform privileges (always:false). It is instruction-only and has no code files, so it will not by itself write binaries to the agent environment. The agent-autonomy defaults are unchanged; combine that with other concerns if the platform gives this skill runtime access to environment variables.
What to consider before installing
Before installing or enabling this skill: 1) Note the metadata/manifest mismatch — SKILL.md requires sensitive env vars (server URL, password, sync id) but the registry metadata lists none. Ask the author to provide a source repository or homepage and to update the manifest to declare required credentials. 2) Verify the npm package @actual-app/api on npmjs.org or the official Actual Budget GitHub repo; inspect the package code or its provenance before running npm install. 3) Limit risk: run the package in an isolated environment or container, and prefer a dedicated, least-privilege service account or short-lived credential rather than your main password. 4) Be aware that ACTUAL_PASSWORD and ACTUAL_SYNC_ID are sensitive; ensure the platform only exposes environment variables explicitly declared and necessary. 5) If you cannot verify the author or upstream package, do not supply production credentials — ask for a vetted implementation or provide a read-only/test account. 6) If you proceed, consider setting ACTUAL_DATA_DIR explicitly to a safe location (not cwd) and carefully manage NODE_EXTRA_CA_CERTS to avoid trusting unexpected certificates.

Like a lobster shell, security has layers — review code before you run it.

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License

MIT-0
Free to use, modify, and redistribute. No attribution required.

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