Family Financial Planner
v1.2.0面向重大人生财务决策（辞职、创业、转行、全职带娃、换城市、Gap Year）的家庭财务全景分析与建模。 构建交互式 HTML 仪表盘，帮助用户评估家庭财务状况、计算生存跑道、模拟多种情景。 触发词：家庭财务分析、辞职财务分析、创业财务规划、资产负债分析、生存月数、跑道计算、 回归职场工资、止损线、辞职vs留任对比...
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bytom@ramos-dev
MIT-0
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LicenseMIT-0 · Free to use, modify, and redistribute. No attribution required.
Security Scan
OpenClaw
Benign
high confidencePurpose & Capability
Name/description (family financial planner) match the actual contents: SKILL.md plus city/financial model references and an HTML dashboard template. All requested assets and modeling parameters are appropriate for this purpose; nothing asks for unrelated cloud credentials, system config, or unusual binaries.
Instruction Scope
Runtime instructions are scoped to conversational data collection, loading the included reference files (financial-model-spec.md, city-profiles.md) and populating assets/dashboard-template.html with user data. A minor scope note: the guide says that if a user's city is not in the preset list the agent may 'search the latest social security data' — that implies web lookups (external queries) if the agent chooses to do so. Also the generated HTML links to Google Fonts (fonts.googleapis.com) so a browser opening the file will fetch that external resource.
Install Mechanism
No install spec and no code files that are executed on install; this is instruction-only with bundled static reference files and an HTML template. Low installation risk.
Credentials
The skill declares no required environment variables, no credentials, and no config paths. All data it needs is provided by the user through conversation or from the included reference files — proportional to the stated functionality.
Persistence & Privilege
always:false and no requests to modify other skills or agent-wide config. The skill can be invoked autonomously (platform default) but it does not request elevated or persistent privileges.
Assessment
This skill appears coherent and self-contained, but take these precautions before installing/using: 1) Verify city parameter accuracy — the references are from 2025 and the SKILL.md itself recommends refreshing social-insurance/public-fund numbers after July each year. 2) The agent may perform web searches if it needs newer city data; if you do not want live network lookups, instruct the agent to only use the bundled reference files. 3) The output is a single HTML file that will include user data (name, finances) — review it locally before sharing or uploading to third-party services. 4) The HTML references Google Fonts (network call when opened); if you need fully offline output, remove external font links. 5) Never paste highly sensitive credentials (bank logins, full ID numbers, passwords) into the conversational inputs used to populate the dashboard. If you want extra assurance, ask the publisher for provenance or run the generated HTML in an isolated environment before sharing.Like a lobster shell, security has layers — review code before you run it.
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License
MIT-0
Free to use, modify, and redistribute. No attribution required.