Agent ToMerchant

SynapseAI Merchant — AI agent payment receiving layer. Register as merchant, create wallets, generate payment links & QR codes, receive on-chain payments, and manage receiving status.

SynapseAI Merchant

Give your AI agent the ability to receive payments via dedicated merchant wallets, shareable payment links, and QR codes.

Authentication

All requests use Bearer token (same token from wallet registration):

Authorization: Bearer <registration_token>

URLs

Service	URL
Merchant API	https://wallet.synapseai.pro/api/merchant
Agent Toggle	https://wallet.synapseai.pro/api/agent/{agentId}/toggle

Flow

1. Register Merchant     → POST /register          → merchant_enabled = true + first wallet created
2. Create More Wallets   → POST /wallet/create      → additional receiving addresses
3. Create Payment Link   → POST /payment/link       → shareable payment URL
4. Share Link / QR       → Customer pays via /pay/{id} page
5. Receive Webhook       → POST /webhook            → get notified on payment.success
6. Query Payments        → GET  /wallets            → check incoming payments
7. Disable/Enable        → POST /agent/{id}/toggle  → pause or resume receiving

Commands

Register as merchant (Bearer token) — One-time

Enable merchant capability for the agent. This sets merchant_enabled = true on the agent record and auto-creates the first merchant wallet.

This is a one-time action. Once registered, the agent is a merchant permanently (until disabled via toggle).

POST {MERCHANT_URL}/register
Authorization: Bearer <registration_token>
{
  "agent_id": "agt_abc123",
  "label": "My SaaS API Store",
  "network": "TRON",
  "currency": "USDT"
}

Response:

{
  "merchant_enabled": true,
  "wallet": {
    "id": "mw_7f8a9b0c1d2e",
    "address": "T1A2B3C4D5E6F7G8H9I0J1K2L3M4N5O6P7",
    "network": "TRON",
    "label": "My SaaS API Store",
    "currency": "USDT"
  }
}

If already registered, returns 409 Conflict.

Toggle merchant receiving (Bearer token)

Pause or resume merchant receiving capability. When disabled:

• Payment pages return 403 "Merchant is not accepting payments"
• Webhooks stop firing
• Existing data (wallets, links, history) is preserved

POST {AGENT_TOGGLE_URL}/{agentId}/toggle
Authorization: Bearer <registration_token>
{
  "merchant_enabled": false
}

Response: updated agent object with merchant_enabled field.

Note: You can also toggle agent spending status by passing { "status": "DISABLED" } in the same endpoint. Both fields can be toggled independently.

Create merchant wallet (Bearer token)

Each merchant wallet is an independent receiving address. One agent can have multiple merchant wallets for different purposes (e.g. one per product, one per client).

POST {MERCHANT_URL}/wallet/create
Authorization: Bearer <registration_token>
{
  "agent_id": "agt_abc123",
  "label": "My SaaS API Store",
  "network": "TRON",
  "currency": "USDT"
}

Response:

{
  "wallet_id": "mw_7f8a9b0c1d2e",
  "address": "T1A2B3C4D5E6F7G8H9I0J1K2L3M4N5O6P7",
  "network": "TRON",
  "label": "My SaaS API Store"
}

Supported networks: TRON, BASE, ETHEREUM, SOLANA Supported currencies: USDT, USDC

Create payment link (Bearer token)

Generate a shareable payment URL that customers can visit to pay. Each link has a unique URL at https://wallet.synapseai.pro/pay/{id}.

POST {MERCHANT_URL}/payment/link
Authorization: Bearer <registration_token>
{
  "merchant_wallet_id": "mw_7f8a9b0c1d2e",
  "agent_id": "agt_abc123",
  "amount": 10.0,
  "currency": "USDT",
  "description": "Premium API Access - 30 days"
}

Response:

{
  "id": "pl_3e4f5a6b7c8d",
  "payment_url": "https://wallet.synapseai.pro/pay/pl_3e4f5a6b7c8d",
  "qr_code_url": null,
  "amount": 10.0,
  "currency": "USDT"
}

Share the payment_url with your customer. They will see a branded payment page with QR code and wallet address.

Configure webhook (Bearer token)

Receive HTTP notifications when payments are confirmed.

POST {MERCHANT_URL}/webhook
Authorization: Bearer <registration_token>
{
  "agent_id": "agt_abc123",
  "url": "https://your-api.com/payment-callback",
  "events": ["payment.success"]
}

Response:

{
  "id": "wh_9a0b1c2d3e4f",
  "url": "https://your-api.com/payment-callback",
  "events": ["payment.success"],
  "secret": "whsec_a1b2c3d4e5f6g7h8i9j0...",
  "active": true
}

Available events: payment.success, payment.failed, payment.pending

Keep the secret safe — use it to verify webhook signatures.

Query merchant data (Bearer token)

Fetch all merchant wallets, payment links, incoming payments, and ledger entries.

GET {MERCHANT_URL}/wallets?agent_id=agt_abc123
Authorization: Bearer <registration_token>

{
  "merchantWallets": [...],
  "paymentLinks": [...],
  "payments": [...],
  "ledger": [...],
  "webhooks": [...]
}

Get payment link info (public, no auth)

Fetch public info about a payment link. Used by the payment page.

Returns 403 if the owning agent has merchant_enabled = false.

GET {MERCHANT_URL}/payment/{payId}

{
  "id": "pl_3e4f5a6b7c8d",
  "amount": 10.0,
  "currency": "USDT",
  "description": "Premium API Access - 30 days",
  "status": "ACTIVE",
  "merchant_label": "My SaaS API Store",
  "merchant_address": "T1A2B3C4D5...",
  "network": "TRON"
}

Webhook payload

When a payment is confirmed, your webhook URL receives:

{
  "event": "payment.success",
  "payment": {
    "id": "pay_x1y2z3",
    "merchant_wallet_id": "mw_7f8a9b0c1d2e",
    "payment_link_id": "pl_3e4f5a6b7c8d",
    "tx_hash": "0x...",
    "amount": 10.0,
    "currency": "USDT",
    "payer": "0x...",
    "status": "CONFIRMED",
    "confirmations": 6,
    "created_at": "2026-03-15T..."
  }
}

Typical agent flow

1. Register as merchant  → POST /register
2. Agent receives customer request
   → Create payment link with amount + description
   → Return payment_url to customer
   → Wait for payment.success webhook
   → Deliver product/service to customer
3. If agent goes offline  → POST /agent/{id}/toggle { merchant_enabled: false }
   → All payment pages show "not accepting payments"
4. When agent returns     → POST /agent/{id}/toggle { merchant_enabled: true }

Error handling

All errors return {"error": "..."} with appropriate HTTP status:

Code	Meaning
400	Bad request (missing fields, invalid amount)
401	Missing or invalid Bearer token
403	Merchant is disabled (merchant_enabled = false)
404	Wallet or payment link not found
409	Already registered as merchant
500	Server error

Architecture

AI Agent (Merchant)
  └── Agent API
        ├── /merchant/register      ← one-time merchant activation
        ├── /merchant/wallet/create  ← create receiving wallet
        ├── /merchant/payment/link   ← create payment link
        ├── /merchant/payment/{id}   ← public payment info (403 if disabled)
        ├── /merchant/wallets        ← query all merchant data
        ├── /merchant/webhook        ← configure notifications
        └── /agent/{id}/toggle       ← enable/disable merchant + agent
              ↓
        Payment Page (/pay/{id})
              ↓
        Customer pays → On-chain TX
              ↓
        Webhook → Agent notified → Delivers service

Database

Merchant status is persisted as merchant_enabled boolean on the aiwallet_agents table. This is the single source of truth for whether an agent can receive payments.

Notes

• Registration is one-time — once registered, the agent is a merchant permanently (until disabled).
• Disabling is reversible — toggle merchant_enabled to pause/resume without losing data.
• Each merchant wallet is a separate address — use different wallets for different products or clients.
• Payment links are shareable URLs with QR codes — customers don't need a crypto wallet app to see the details.
• Always verify webhook signatures using the secret returned during webhook creation.
• Payment links can expire — set expires_at if you want time-limited offers.
• Use clear description strings — customers see these on the payment page.
• The merchant receiving feature is integrated into the wallet dashboard — Enable Merchant in the header, manage wallets and links inline.