Ledgi

Interact with the user's Ledgi personal finance data. Use when the user asks about their accounts, balances, net worth, holdings, investments, ISA allowances, pensions, snapshots, or wants to add/update financial data.

Ledgi CLI Skill

You can interact with the user's Ledgi personal finance tracker using the ledgi CLI. All financial data is accessed through the Ledgi Agent API.

Prerequisites

• The ledgi CLI must be installed. If not, install with:

  bash

  curl -fsSL https://raw.githubusercontent.com/LedgiApp/ledgi-cli/main/install.sh | bash
  

• The LEDGI_API_KEY environment variable must be set, or the user must have run ledgi login --api-key ledgi_sk_...

If a command fails with an auth error, ask the user to set their API key.

Core workflows

Read financial data

bash

ledgi accounts list                    # All accounts
ledgi accounts list --type isa_stocks  # Filter by type
ledgi holdings list                    # All investment holdings
ledgi holdings list --account-id ID    # Holdings in one account
ledgi networth summary                 # Net worth breakdown
ledgi snapshots list                   # Historical snapshots
ledgi isa summary                      # ISA allowance and usage

All commands return JSON by default. Use --output table for human-readable output when displaying to the user.

Create or update accounts

For a single account:

bash

ledgi accounts upsert --name "Monzo Current" --type current --balance 2500 --currency GBP --institution Monzo

For multiple accounts, write a JSON file then bulk-upsert:

bash

ledgi accounts bulk-upsert --file /tmp/accounts.json

See schemas.md for JSON file formats.

Create or update holdings

Write a JSON file then bulk-upsert:

bash

ledgi holdings bulk-upsert --file /tmp/holdings.json

Take a net worth snapshot

bash

ledgi snapshots create
ledgi snapshots create --date 2026-01-31

Log an ISA deposit

bash

ledgi isa deposit --account-id ACCOUNT_ID --amount 5000 --date 2026-02-24

Valid account types

Use these exact values for the --type flag:

• Cash: cash, current, savings, premium_bonds
• ISA: isa_cash, isa_stocks, isa_lifetime, isa_innovative
• Pension: pension, pension_workplace, pension_sipp, pension_state
• Investment: investment, crypto_wallet
• Property: property
• Debt: credit_card, loan, mortgage, student_loan
• Other: other_asset, other_liability

Error handling

• 401 Unauthorized: API key is missing or invalid. Ask the user to check their key.
• 403 Forbidden: The API key doesn't have the required scope. Tell the user which scope is needed.
• 404 Not Found: The referenced resource doesn't exist.
• 422 Validation Error: Invalid input. Check the account type or required fields.

Important notes

• Always use --output table when showing results to the user for readability.
• When creating accounts, include --external-id for idempotency so re-running won't create duplicates.
• Monetary values are in the account's currency (default GBP).
• The --date flag uses YYYY-MM-DD format.

For full command reference, see commands.md. For JSON file schemas, see schemas.md.