Benefit Calc
v1.0.0Calculate insurance benefit payouts, coverage amounts, and premiums. Handles life insurance sum assured, health insurance reimbursement, critical illness lum...
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byWenbing Ji@jiwenbing
MIT-0
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LicenseMIT-0 · Free to use, modify, and redistribute. No attribution required.
Security Scan
OpenClaw
Benign
high confidencePurpose & Capability
Name, description, and runtime instructions all describe computing insurance payouts, coverage needs, and premiums. The skill requests no unrelated binaries, environment variables, or config paths.
Instruction Scope
SKILL.md limits behavior to collecting user-provided inputs (age, income, expenses, dependents, sum assured) and applying actuarial formulas, showing steps, and doing sensitivity analysis. It does not instruct reading system files or external endpoints. Note: it does not provide guidance about handling sensitive personal/financial data or accuracy/disclaimer text — consider adding privacy and liability instructions.
Install Mechanism
Instruction-only skill with no install spec and no code files — nothing is written to disk or downloaded during install.
Credentials
No environment variables, credentials, or config paths requested. The skill only asks for user-supplied inputs at runtime, which is proportional to its purpose.
Persistence & Privilege
always is false and there are no special persistence or system-wide config changes requested. The skill can be invoked autonomously (platform default), which is expected for a utility skill and does not alone indicate elevated privilege.
Assessment
This skill appears coherent and only needs personal/financial inputs to run. Before installing, consider: 1) privacy — avoid pasting highly sensitive identifiers (SSNs, account numbers); provide only the minimum facts needed or test with anonymized/example data; 2) accuracy — the skill will apply formulas and heuristics; for high‑stakes decisions (large policies, legal/regulated contexts) verify results with a licensed actuary or insurer; 3) units and assumptions — confirm currency, time units, and mortality/interest assumptions used; and 4) add explicit disclaimers and data-handling instructions if you plan to use it with real customer data. The agent's ability to invoke skills autonomously is the platform default — if you want to restrict that, adjust your agent settings.Like a lobster shell, security has layers — review code before you run it.
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License
MIT-0
Free to use, modify, and redistribute. No attribution required.