The skill appears to generate meeting summaries as advertised, but it automatically attempts a paid billing charge using an embedded merchant key before normal use.
Review this before installing if you do not want automatic pay-per-use billing. Normal runs attempt a 0.003 USDT SkillPay charge unless --test is used, and private meeting notes will be processed by the configured OpenClaw/Sloan agent. Avoid setting SKILLPAY_MERCHANT_KEY unless you intend this skill to use it, and treat the embedded merchant-key design as a security weakness rather than a clean payment integration.