Stripe Full Read Access

Access Stripe directly with a Stripe secret or restricted API key for broad read-only platform queries, especially Connect accounts, application fees, balances, charges, customers, invoices, subscriptions, payouts, transfers, and balance transactions. Use when users want direct Stripe platform analytics or connected-account reporting without an intermediary gateway.

Use direct Stripe API access with a locally stored Stripe API key.

Requirements

• Stripe API key stored locally, outside git
• Prefer a platform-level key when querying Connect accounts or application fees
• Use this skill for read-oriented Stripe analysis and reporting

Local key path used in this workspace:

• /home/clawd/.config/stripe/api_key

Authentication

Authorization: Bearer $STRIPE_API_KEY

Example shell setup:

export STRIPE_API_KEY="$(cat /home/clawd/.config/stripe/api_key)"

Base URL

https://api.stripe.com/v1/

Quick checks

Get platform account

curl -sS https://api.stripe.com/v1/account \
  -H "Authorization: Bearer $(cat /home/clawd/.config/stripe/api_key)"

List connected accounts

curl -sS 'https://api.stripe.com/v1/accounts?limit=10' \
  -H "Authorization: Bearer $(cat /home/clawd/.config/stripe/api_key)"

Get balance

curl -sS https://api.stripe.com/v1/balance \
  -H "Authorization: Bearer $(cat /home/clawd/.config/stripe/api_key)"

Common endpoints

• Account: /v1/account
• Balance: /v1/balance
• Connected accounts: /v1/accounts
• Charges: /v1/charges
• Customers: /v1/customers
• Payment intents: /v1/payment_intents
• Payouts: /v1/payouts
• Invoices: /v1/invoices
• Subscriptions: /v1/subscriptions
• Balance transactions: /v1/balance_transactions
• Application fees: /v1/application_fees
• Transfers: /v1/transfers

Useful patterns

Count connected accounts

Use pagination until has_more is false.

python3 - <<'PY'
import json, urllib.request, urllib.parse
from pathlib import Path
key = Path('/home/clawd/.config/stripe/api_key').read_text().strip()
count = 0
starting_after = None
while True:
    params = {'limit': 100}
    if starting_after:
        params['starting_after'] = starting_after
    req = urllib.request.Request('https://api.stripe.com/v1/accounts?' + urllib.parse.urlencode(params))
    req.add_header('Authorization', f'Bearer {key}')
    with urllib.request.urlopen(req, timeout=60) as r:
        data = json.load(r)
    items = data.get('data', [])
    count += len(items)
    if not data.get('has_more') or not items:
        print(count)
        break
    starting_after = items[-1]['id']
PY

List recent application fees

curl -sS 'https://api.stripe.com/v1/application_fees?limit=10' \
  -H "Authorization: Bearer $(cat /home/clawd/.config/stripe/api_key)"

List recent payouts

curl -sS 'https://api.stripe.com/v1/payouts?limit=10' \
  -H "Authorization: Bearer $(cat /home/clawd/.config/stripe/api_key)"

List recent charges

curl -sS 'https://api.stripe.com/v1/charges?limit=10' \
  -H "Authorization: Bearer $(cat /home/clawd/.config/stripe/api_key)"

Connect notes

• Use direct Stripe auth for platform-level Connect reporting.
• This setup can access /v1/accounts, which confirms platform visibility.
• For fee-revenue questions, inspect application_fees, balance_transactions, and transfers together.
• Some money fields are integer minor units. For GBP, divide by 100.
• Be explicit about whether figures are gross charges, application fees, net balance movement, pending, or available.

Safety

• Never commit Stripe API keys.
• Never write Stripe API keys into memory files.
• Prefer read-only analysis unless the user explicitly asks for writes.
• Be careful with endpoints that can create refunds, payouts, transfers, or account changes.