Retirement
v1.0.0A comprehensive AI agent skill for retirement planning at any stage of life. Whether you are twenty-five and just starting to think about it or fifty-five an...
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MIT-0
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LicenseMIT-0 · Free to use, modify, and redistribute. No attribution required.
Security Scan
OpenClaw
Benign
high confidencePurpose & Capability
The name and description (retirement planning, savings analysis, tax-aware account guidance) match the SKILL.md content; it does not declare any unrelated requirements (no binaries, env vars, or install steps), so there is no apparent mismatch between purpose and requested capabilities.
Instruction Scope
SKILL.md is prose describing how the skill frames retirement planning, sensitivity analysis, account types, and behavioural coaching. There are no instructions in the provided content that tell the agent to read system files, access environment variables, call external endpoints, or perform actions outside a conversational planning context. The skill will reasonably ask users for personal financial inputs (income, expenses, goals) — which is expected for its purpose.
Install Mechanism
No install specification and no code files are present; this is an instruction-only skill. That is the lowest-risk install profile and is proportionate to the claimed functionality.
Credentials
The skill declares no required environment variables, no credentials, and no config paths. For a retirement-planning conversational skill, this is appropriate and proportionate.
Persistence & Privilege
The skill is not set to always:true (default false) and does not request elevated or persistent platform privileges. Model invocation is enabled (default) which is normal; there are no instructions indicating modification of other skills or system configuration.
Assessment
This skill appears coherent and safe in design: it is a text-only retirement planner that asks for personal financial inputs and performs calculations. Before using it, consider: do not paste or type full account credentials, passwords, or bank routing numbers into the chat; limit shared personal identifiers (SSN, full account numbers); verify any tax or legal recommendations with a qualified professional in your jurisdiction; because the skill's source and homepage are 'unknown/none', consider whether you trust the publisher before submitting sensitive personal data. If you need automated access to accounts (banking, brokerage) prefer vetted integrations with explicit OAuth flows rather than copy-pasting credentials into a conversational skill.Like a lobster shell, security has layers — review code before you run it.
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License
MIT-0
Free to use, modify, and redistribute. No attribution required.