Credit
PassAudited by ClawScan on May 1, 2026.
Overview
This is an instruction-only credit education and planning skill with no code or credential access, though users should avoid sharing more credit-report or account detail than needed.
Use this as financial guidance rather than account automation. Avoid entering full account numbers, SSNs, or unnecessary identifying details, and confirm major credit, dispute, or borrowing decisions with official bureaus, lenders, or a qualified professional.
Findings (2)
Artifact-based informational review of SKILL.md, metadata, install specs, static scan signals, and capability signals. ClawScan does not execute the skill or run runtime probes.
Using the skill may involve sharing private financial information with the agent context.
The skill may ask users to place credit-card balances, limits, report details, or related financial facts into the agent conversation. That is expected for credit guidance, but the data is sensitive.
Tell me your current balances and I will calculate the optimal paydown order.
Share only the details needed for the task, prefer approximate balances when sufficient, and redact account numbers, Social Security numbers, full addresses, and other identifiers.
If a platform supports scheduled use, the skill may encourage regular credit-review prompts, but the artifacts do not show autonomous access to credit bureaus or financial accounts.
The artifacts describe recurring credit-health check-ins. This is purpose-aligned and disclosed, and no hidden background code or account access is shown.
Proactive credit health monitoring. Run these checks on schedule.
Enable or follow recurring checks only if you want ongoing reminders, and make sure any credit-report or balance information is provided intentionally by you.
