Credit
v2.0.0A comprehensive AI agent skill for understanding and managing credit. Explains how credit scores work and what actually moves them, helps you build credit fr...
⭐ 0· 285·0 current·0 all-time
MIT-0
Download zip
LicenseMIT-0 · Free to use, modify, and redistribute. No attribution required.
Security Scan
OpenClaw
Benign
high confidencePurpose & Capability
Name, description, and declared capabilities (score analysis, building plans, dispute guidance, monitoring, etc.) match the provided SKILL.md, examples, and heartbeat content. No unrelated credentials, binaries, or config paths are requested.
Instruction Scope
All runtime instructions are prose guidance and user-facing prompts (how to dispute, monitoring checklists, what to provide). The skill asks users to supply personal/financial details in conversation (balances, dates, events) which is expected for this domain but is sensitive. The instructions do not tell the agent to read system files, environment variables, or call external endpoints autonomously.
Install Mechanism
No install spec and no code files to execute — lowest-risk distribution model. Nothing is downloaded or installed.
Credentials
The skill declares no required environment variables or credentials (proportional). However, it does rely on users providing sensitive personal/financial data in conversation (balances, report details, possibly pieces of ID). That is appropriate for the purpose but worth flagging as sensitive data the user may be asked to share.
Persistence & Privilege
always is false and there are no requests to modify other skill/system configurations. Autonomous invocation is allowed by default but is not combined with elevated privileges or credential access.
Assessment
This skill appears coherent for credit advice and monitoring and does not request system access or install code. Before using it: do not share account passwords or full Social Security Number in chat; prefer sharing redacted or summarized balances and dates; the skill cannot pull your official credit reports unless you provide credentials or connect a service — avoid pasting login credentials. If you want automated monitoring, prefer official integrations from trusted vendors and review the skill author's provenance (homepage and author) and privacy terms. Remember: this is advisory material, not legal or financial advice — verify critical actions with official sources or a licensed professional.Like a lobster shell, security has layers — review code before you run it.
buildingvk97ahzbp0cc1sg3v0ezzvetcn982jqqmcreditvk97ahzbp0cc1sg3v0ezzvetcn982jqqmdebtvk97ahzbp0cc1sg3v0ezzvetcn982jqqmfinancevk97ahzbp0cc1sg3v0ezzvetcn982jqqmlatestvk97ahzbp0cc1sg3v0ezzvetcn982jqqmscorevk97ahzbp0cc1sg3v0ezzvetcn982jqqm
License
MIT-0
Free to use, modify, and redistribute. No attribution required.