Autonomous Decision Making
Medium
- Category
- Excessive Agency
- Confidence
- 75% confidence
- Finding
Skill enables autonomous high-impact decisions without human-in-the-loop verification. Critical operations (destructive commands, financial transactions, data deletion) should require explicit user confirmation.
- Content
md - Lending standards loosening during the stable period (covenant-lite, rising LTV, declining coverage) - Share of Ponzi/speculative financing growing during stability - Risk models showing lower volatility than historical norms — trained on stability, they understate tail risk - "Fundamentals support prices" without checking whether they generate income-based debt service capacity ## Verification
