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Security audit

UPI Payment UX and Ops

Security checks for vulnerabilities and agentic risk

Overview

This is a guidance-only UPI payment UX and support-operations skill with no executable behavior or hidden system access.

Before using this in production, verify the current RBI, NPCI, PSP, and legal/compliance expectations, and adapt SLA windows, mandate wording, refund timelines, and support escalation paths to your own payment provider and operations process.

Vulnerability Patterns
  • Skill Instruction HijackingAlters the agent's session goals or safety constraints when the skill loads
  • Agent Memory PoisoningWrites attacker-controlled rules into memory that affect later sessions
  • Remote Payload Retrieval and ExecutionFetches external code whose behavior can change after review
  • Embedded Malicious CodeShips malicious scripts inside the skill and executes them locally
  • Unauthorized Access and Privilege EscalationObtains permissions beyond the task's legitimate needs
Vulnerability Patterns
  • Excessive AgencyUnrestricted Tool Access, Autonomous Decision Making, Scope Creep
  • Prompt InjectionInstruction Override, Hidden Instructions, Exfiltration Commands
  • Data ExfiltrationExternal Transmission, Env Variable Harvesting, File System Enumeration
  • Privilege EscalationExcessive Permissions, Sudo/Root Execution, Credential Access
  • Supply ChainUnpinned Dependencies, External Script Fetching, Obfuscated Code
Findings (2)

Autonomous Decision Making

Medium
Category
Excessive Agency
Confidence
80% confidence
Finding

Skill enables autonomous high-impact decisions without human-in-the-loop verification. Critical operations (destructive commands, financial transactions, data deletion) should require explicit user confirmation.

Content

Scanner excerpt · SKILL.md (reported line 141)May include surrounding context.

md
3. check internal order fulfillment state
  4. apply resolution template

- Never ask user to retry without confirming current debit certainty.
- Escalate unresolved pending items after defined SLA threshold.
- Keep a standard reason-code taxonomy for analytics and product feedback.

Autonomous Decision Making

Medium
Category
Excessive Agency
Confidence
75% confidence
Finding

Skill enables autonomous high-impact decisions without human-in-the-loop verification. Critical operations (destructive commands, financial transactions, data deletion) should require explicit user confirmation.

Content

Scanner excerpt · examples.md (reported line 29)May include surrounding context.

md
Body:

`No confirmation was received for this attempt. You can try again now.`

CTA:

Static analysis

No suspicious patterns detected.