Security audit

Debt Collection Recovery

Security checks for vulnerabilities and agentic risk

Overview

This is a markdown-only debt collection playbook with legal/compliance caveats and promotional links, but no code execution, persistence, credential use, or hidden system behavior.

Install only if you want drafting and analysis help for collections, and treat all letters, scripts, statute-of-limitations references, late-fee language, and credit-reporting statements as templates requiring current jurisdiction-specific legal or compliance review before use. The promotional links are optional and outside the core skill function.

A.I.G

Vulnerability Patterns

Skill Instruction HijackingAlters the agent's session goals or safety constraints when the skill loads
Agent Memory PoisoningWrites attacker-controlled rules into memory that affect later sessions
Remote Payload Retrieval and ExecutionFetches external code whose behavior can change after review
Embedded Malicious CodeShips malicious scripts inside the skill and executes them locally
Unauthorized Access and Privilege EscalationObtains permissions beyond the task's legitimate needs

SkillSpector

Vulnerability Patterns

Excessive AgencyUnrestricted Tool Access, Autonomous Decision Making, Scope Creep
Prompt InjectionInstruction Override, Hidden Instructions, Exfiltration Commands
Data ExfiltrationExternal Transmission, Env Variable Harvesting, File System Enumeration
Privilege EscalationExcessive Permissions, Sudo/Root Execution, Credential Access
Supply ChainUnpinned Dependencies, External Script Fetching, Obfuscated Code

Findings (2)

Missing User Warnings

Medium

Confidence: 98% confidence
Finding: This skill generates debt collection letters, scripts, payment plans, and statute-of-limitations guidance in a legally sensitive domain without requiring legal review or warning that outputs may be noncompliant in specific jurisdictions. Users may deploy generated communications as-is, leading to FDCPA/state-law violations, unlawful threats, incorrect legal representations, or improper collection practices with significant regulatory and litigation exposure.

Context-Inappropriate Capability

Low

Confidence: 96% confidence
Finding: The promotional links and bundle pricing are unrelated to the core debt-collection capability and create unnecessary commercial influence inside the skill. While not directly code-execution or data-exfiltration behavior, this can steer users to external sites and distract the agent from its intended function, increasing trust and supply-chain risk if those destinations change or are abused later.

Static analysis

No suspicious patterns detected.