Personal Finance Mastery
PassAudited by VirusTotal on May 11, 2026.
Overview
Type: OpenClaw Skill Name: afrexai-personal-finance Version: 1.0.0 The OpenClaw AgentSkills bundle provides a comprehensive personal finance system. The `SKILL.md` and `README.md` files contain extensive instructions for an AI agent to track, analyze, and advise on personal financial data, including net worth, budgeting, debt, investments, and taxes. While the skill inherently handles sensitive personal financial information, there are no instructions for data exfiltration, unauthorized command execution, persistence, obfuscation, or any other malicious activities. The agent automation and natural language commands are entirely aligned with the stated purpose of financial management, and external links are for additional products/skills from the same developer, which is considered marketing rather than a supply chain attack.
Findings (0)
Artifact-based informational review of SKILL.md, metadata, install specs, static scan signals, and capability signals. ClawScan does not execute the skill or run runtime probes.
If a user later connects banking or brokerage tools, automated categorization or rebalancing could affect sensitive records or investment decisions.
The skill advertises finance-related automation, including rebalancing, which could become high-impact if connected to financial tools, although the provided artifacts include no such tools or credentials.
Agent automation — daily transaction categorization, weekly summaries, monthly reviews, quarterly rebalancing
Use this skill for guidance and analysis by default; require explicit confirmation before any transaction, trade, account change, transfer, or data mutation.
Detailed balances, debts, income, and financial goals are sensitive if saved, shared, or reused outside the intended finance-planning task.
The finance workflow asks the user to compile detailed personal financial data, which may be kept in chat context, notes, or monthly snapshots.
net_worth: ... assets: ... checking ... savings ... liabilities: ... credit_cards ... monthly_income_gross
Avoid entering account numbers, credentials, or unnecessary identifying details; store financial snapshots only where intended and clear them from shared memory if not needed.
A user could over-trust generic financial or tax guidance when local rules, personal risk tolerance, or professional advice may be necessary.
The skill makes broad universal applicability claims for personal finance, tax, and investing guidance, which may not fit every jurisdiction or individual situation.
Works for any income level, any country.
Treat the output as educational planning support and verify tax, legal, insurance, and investment decisions against local rules or a qualified professional.