한국 연금/노후 설계

PassAudited by ClawScan on May 1, 2026.

Overview

This is a coherent instruction-only Korean pension planning skill with no included executable code, though users should notice its optional external lookups, related-skill delegation, and personal financial inputs.

This skill appears reasonable for informational pension and retirement calculations. Before using it, avoid sharing full resident-registration numbers, passwords, or login/session credentials; approve any external search, finance lookup, API use, or related-skill delegation; and use official 국민연금/내연금 services for exact personal pension amounts.

Findings (3)

Artifact-based informational review of SKILL.md, metadata, install specs, static scan signals, and capability signals. ClawScan does not execute the skill or run runtime probes.

What this means

A user or agent could try to run or add an unreviewed helper script while handling personal identifier-like input.

Why it was flagged

The playbook references an optional helper script for an API query, but that script is not present in the supplied files; the command is commented and scripts/README.md says API use is unnecessary.

Skill content
# bash skills/pension-guide/scripts/nps_query.sh "[주민번호 앞자리]"
Recommendation

Do not run any helper script unless its contents are available and reviewed; prefer the built-in estimate or the official 내연금 site for personal pension lookup.

What this means

If a user enables API access, they may need to manage a service key or related account authority outside the skill's declared requirements.

Why it was flagged

The skill mentions optional government API use that may require activation or an API key, although the registry metadata declares no required credential.

Skill content
국민연금공단 API (data.go.kr/15083533) [활용신청 필요]
Recommendation

Use only a dedicated, scoped API key if needed, do not paste login/session credentials, and do not provide more personal identifier information than the calculation requires.

What this means

Personal retirement context such as age, income, assets, or retirement horizon could be reused when routing to a related skill or external lookup.

Why it was flagged

The skill explicitly delegates some retirement-portfolio work to another skill and also lists related integrations such as yahoo-finance-cli, welfare-guide, and tax-guide.

Skill content
`finance-portfolio-counseling` | Retirement Portfolio — 은퇴 포트폴리오
Recommendation

Confirm before delegating to another skill or external service, and share only the details needed for the specific calculation.