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PaySpawn — On-Chain Spending Limits for AI Agents

Give any AI agent on-chain spending limits without sharing a private key. Use when: (1) agent needs to pay for x402 APIs (web scraping, search, AI services), (2) setting daily/per-tx USDC caps on an agent wallet, (3) whitelisting which contracts an agent can pay, (4) pausing a rogue agent's spending instantly, (5) provisioning credentials for agent fleets. Works on Base mainnet with USDC. NOT for: fiat payments, non-Base chains (yet), or custody of funds.

Audits

Suspicious

Install

openclaw skills install payspawn-sdk

PaySpawn — On-Chain Spending Limits for AI Agents

PaySpawn gives OpenClaw agents a credential instead of a raw private key. Spending limits, whitelists, and a kill switch — all enforced by a smart contract on Base. Math, not code.

Quick Start

Install the SDK:

npm install @payspawn/sdk

Set your credential as an environment variable:

PAYSPAWN_CREDENTIAL=your_credential_from_dashboard

Get your credential at payspawn.ai/dashboard — connect wallet, set limits, copy the credential string. No private key needed.


Basic Usage

import { PaySpawn } from "@payspawn/sdk";

const ps = new PaySpawn(process.env.PAYSPAWN_CREDENTIAL);

// Pay an x402 API automatically
const res = await ps.fetch("https://api.example.com/data");
const data = await res.json();

// Direct USDC payment
await ps.pay("recipient-wallet-address", 1.00);

// Check remaining balance
const { balance, remaining } = await ps.check();

// Kill switch — stops all spending instantly
await ps.agent.pause();

What You Get

Daily cap — max USDC the agent can spend per day

Per-tx limit — max per single payment

Address whitelist — only allowed counterparties can receive payments

Velocity limit — max transactions per hour

Kill switch — pause all spending with one call


x402 Auto-Pay

ps.fetch() handles HTTP 402 payment flows automatically. Agent calls a paid API, PaySpawn pays within the credential limits, returns the result:

// Works with any x402-compatible API
const result = await ps.fetch("https://paid-api.example.com/endpoint", {
  method: "POST",
  body: JSON.stringify({ task: "do something" })
});

Agent Fleets

Provision multiple agents from one shared budget pool:

// Create a pool for multiple agents
const pool = await ps.pool.create({ totalBudget: 100, agentDailyLimit: 10 });

// Provision 10 agent credentials in one call
const fleet = await ps.fleet.provision({ poolAddress: pool.address, count: 10 });

One pool. One API call. Each agent gets its own credential with its own daily limit. All draw from the shared pool budget.


Why Use This

Agents with raw wallet keys have unlimited access. One bad prompt or leaked env file and the wallet is drained. PaySpawn credentials are scoped and revocable:

  • Credential limits are enforced by the smart contract, not software
  • Leaked credential still cannot exceed the daily cap
  • Prompt injection tries to pay an unknown address — whitelist blocks it
  • One call stops spending instantly

Links