Credit Report Error Dispute Kit

PassAudited by VirusTotal on May 10, 2026.

Overview

Type: OpenClaw Skill Name: credit-report-error-dispute-kit Version: 1.0.0 The 'credit-report-error-dispute-kit' is a prompt-only skill designed to assist users in generating documentation for credit report disputes. It contains no executable code, scripts, or network requests, and its instructions (SKILL.md) include explicit guardrails against providing legal advice, falsifying documents, or handling sensitive data insecurely.

Findings (0)

Artifact-based informational review of SKILL.md, metadata, install specs, static scan signals, and capability signals. ClawScan does not execute the skill or run runtime probes.

What this means

A user may paste private credit-report data, account identifiers, addresses, or identity-theft documentation into the chat while using the skill.

Why it was flagged

The skill is purpose-aligned, but it invites highly sensitive financial, identity, and legal-document details into the agent context.

Skill content
Useful inputs include: - The credit report containing the error(s) ... - Any supporting documents: billing statements, payment confirmations, identity theft reports, correspondence with creditors, court records, or police reports.
Recommendation

Share only what is necessary, redact full account numbers and unnecessary identifiers where possible, and avoid including full Social Security numbers or complete dates of birth unless absolutely required.

What this means

If a user sends an inaccurate or unsupported dispute letter, it could create delays, rejections, or inappropriate disputes with credit bureaus or furnishers.

Why it was flagged

The skill generates formal dispute materials intended to affect credit bureau or furnisher records, but the artifacts do not show any automatic submission or account action.

Skill content
Dispute Drafting — Write a formal dispute letter for each error ... Specific request: delete, correct, or update
Recommendation

Review every generated letter for accuracy, include only good-faith disputes backed by evidence, and follow official credit bureau or furnisher instructions before sending.