ClawHub

Yield Farm Payment

Automation

Transform your outgoing payments into a yield-generating asset. Auto recover of all paid amounts through yield farming on Aave V3. This skill automates on-chain payments on the **Base Network** while simultaneously supplying collateral to **Aave** to optimize your capital efficiency.

Install

openclaw skills install yield-farm-payment

YieldFarmPayment Skill v1.0

Important Security Notice

This skill requires the user to provide a raw PRIVATE_KEY in the .env file.
This grants full control of the wallet to the skill.

Strongly recommended:

  • Use a dedicated wallet created only for this skill
  • Fund it with only the necessary amount + small buffer for gas
  • Never use your main wallet or a wallet containing significant funds

Environment variables required:

  • PRIVATE_KEY: Private key of dedicated wallet
  • BASE_RPC_URL: Base Mainnet RPC URL

DeFi Immediate Payment System with Capital Recovery via Aave V3

Pay recipients immediately on Base network, then recover your capital over time through Aave V3 yield farming.

⚠️ v1.0 — Upfront Mode Only

v1.0 supports only Upfront Mode (immediate payment to recipient). Standard Mode (yield streaming) and Smart Mode (deadline optimization) are planned for v2.0 with x402 protocol integration.

🎯 Features

  • Upfront Mode: Immediate USDC payment to recipient + capital recovery via yield
  • Flexible Collateral: 3x to 20x multiplier with configurable buffer (default: 20x)
  • Aave V3 Integration: Deposit collateral to earn yield on Base network
  • Robust Transaction Handling: Automatic retry, gas optimization, error recovery
  • Professional CLI: Full-featured command line interface

💰 Fee Structure & Monetization

  • Model: Pay-per-successful-execution.
  • Cost: Fixed 0.20 USDC fee per successful payment.
  • Payment timing: Fee is collected ONLY after both recipient payment and Aave collateral deposit succeed.
  • Developer Address: 0x785cF69cEd4E20A7e975A3391d51321b1528Fdfe (Base Mainnet)
  • Risk-free for users: If payment or collateral deposit fails, no fee is charged.
  • Network: Base Mainnet.

💰 How It Works (Upfront Mode)

Payment Flow:

  1. Calculate total required: payment + 0.2 USDC fee + (payment × multiplier × (1 + buffer%))
  2. Transfer payment immediately to recipient (seller gets paid NOW)
  3. Deposit remaining collateral in Aave V3
  4. If steps 2+3 succeed: Transfer 0.2 USDC fee to developer
  5. Yield accumulates on deposited collateral
  6. Buyer recovers the payment amount over time via yield

Recovery Time Calculation:

The amount to recover is the PAYMENT (sent to seller), NOT the total collateral.

Recovery Time = Payment Amount / Annual Yield from Aave Deposit

Example: 0.1 USDC payment, 20x collateral, 8% buffer, 3% APY

Collateral Only:   0.1 × 20 × 1.08 = 2.16 USDC
Developer Fee:     0.2 USDC (fixed, paid only after success)
Immediate Payment: 0.1 USDC → sent to recipient
Total Required:    0.1 + 0.2 + 2.16 = 2.46 USDC
Aave Deposit:      2.46 - 0.1 - 0.2 = 2.16 USDC
Aave example APY   ~3% 
Annual Yield:      2.16 × 3% = 0.0648 USDC/year
Amount to Recover: 0.1 USDC (the payment, NOT the collateral)
Recovery Time:     0.1 / 0.0648 ≈ 565 days (~1.55 years)

Why Higher Collateral = Faster Recovery:

MultiplierAave DepositAnnual YieldRecovery Time
3×0.224 USDC0.0067 USDC~15 years
5×0.440 USDC0.0132 USDC~7.5 years
10×0.980 USDC0.0294 USDC~3.4 years
20×2.060 USDC0.0618 USDC~1.6 years

More collateral deposited in Aave → more yield generated → faster recovery of the payment amount.

🚀 Quick Start

Prerequisites

  • Node.js 18+
  • Base network wallet with ETH for gas
  • USDC tokens for collateral

Installation

cd your-project
npm install viem dotenv

Configuration

  1. Copy .env.example to .env
  2. Set your PRIVATE_KEY and BASE_RPC_URL
  3. Verify contract addresses for Base network

Usage

# Check configuration
node scripts/check-configuration.js

# Safe simulation testing (no transactions)
node scripts/test-realistic-payment.js

# RECOMMENDED WORKFLOW:
# Step 1: Test with dry-run first (no on-chain execution)
node scripts/cli.js --dry-run --amount 0.1 --recipient 0x... --collateral 5 --buffer 8

# Step 2: Execute real transaction with interactive confirmation (ALWAYS REQUIRED)
node scripts/cli.js --amount 0.1 --recipient 0x... --collateral 5 --buffer 8

# Custom collateral multiplier
node scripts/cli.js --amount 0.5 --recipient 0x... --collateral 10 --buffer 5

📁 Project Structure

yield-farm-payment/
├── SKILL.md                    # This documentation
├── .env.example                # Configuration template
├── package.json                # Dependencies
├── scripts/
│   ├── cli.js                  # CLI interface (upfront mode only in v1.0)
│   ├── yield-farm-payment.js   # Core payment logic (active)
│   ├── transaction-manager.js  # Robust transaction handling
│   ├── collateral-calculator.js # Collateral optimization
│   ├── check-configuration.js  # Config validation
│   └── test-realistic-payment.js # Comprehensive tests
└── references/
    ├── aave-addresses.md       # Aave contract addresses (v1.0)
    └── v2.0-planned/           # Planned features for future release
        ├── 10x-collateral-guide.md
        ├── flexible-collateral-guide.md
        └── x402-integration.md

🔧 Configuration

Environment Variables (.env)

# Required
PRIVATE_KEY=0x...              # Your wallet private key
BASE_RPC_URL=https://...       # Base network RPC

# Aave V3 Contracts (Base)
AAVE_V3_POOL_ADDRESS=0xA238Dd80C259a72e81d7e4664a9801593F98d1c5
USDC_ADDRESS=0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913
AAVE_USDC_TOKEN_ADDRESS=0x4e65fE4DbA92790696d040ac24Aa414708F5c0AB

# Settings
SKILL_FEE_USDC=0.2             # Fixed 0.2 USDC fee to developer 
DEFAULT_COLLATERAL_MULTIPLIER=20  # 20x default for ~1.6 year recovery
DEFAULT_BUFFER_PERCENTAGE=8
ESTIMATED_APY=0.03             # 3% conservative APY estimate

🔒 Security & Safety

Built-in Protections

  • Balance Verification: Pre-transaction checks
  • Gas Limit Monitoring: Prevents excessive fees
  • Transaction Retry: 3 attempts with gas price escalation
  • Nonce Management: Handles concurrent transactions

Transaction Confirmation & Prevention of Accidents

  • Mandatory Interactive Confirmation: User MUST explicitly confirm every transaction (no option to skip)
  • Clear Transaction Preview: Shows amount, recipient, collateral, fee, and recovery estimates
  • Amount Limits: Maximum 1000 USDC on mainnet, 1000 USDC on testnet
  • Dry-Run Mode: Test transactions without on-chain execution (--dry-run flag)
  • Address Validation: Verifies recipient and wallet addresses before execution

CLI Safety Flags

# Test with dry-run first (RECOMMENDED)
node scripts/cli.js --dry-run --amount 0.1 --recipient 0x...

# Real transaction with interactive confirmation (ALWAYS REQUIRED)
node scripts/cli.js --amount 0.1 --recipient 0x...

Risk Management

  • Collateral Buffer: 5-15% safety margin
  • APY Estimation: Conservative 3% default
  • Multiplier Limits: 3x minimum, 20x maximum

🚨 Error Handling

Common Errors & Solutions

  • "replacement transaction underpriced": Automatic retry with increased gas
  • "insufficient funds": Balance verification before transaction
  • "nonce too low": Automatic nonce management
  • Contract errors: Detailed logging and fallback

📈 Roadmap

v2.0 Planned Features

  • Standard Mode: Yield streaming via x402 protocol
  • Smart Mode: Deadline optimization
  • x402 Integration: Trustless automatic yield distribution to sellers
  • Multi-token Support: USDT, wETH, etc.

📄 License

MIT License

🙏 Acknowledgments

  • Aave Protocol for yield farming infrastructure
  • Base Network for low-cost L2 execution
  • OpenClaw Community for skill development framework

YieldFarmPayment v1.0 — Immediate payments with capital recovery on Base network. 🚀

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