Starling Bank

Manage Starling Bank accounts via the starling-bank-mcp server. Check balances, list transactions, create payees, make payments, manage savings goals, and tr...

Manage Starling Bank accounts through mcporter + starling-bank-mcp.

Setup

1. Install the MCP server

npm i -g starling-bank-mcp

2. Get a Personal Access Token

Create one at https://developer.starlingbank.com/ (Personal Access Token with required scopes).

3. Configure mcporter

mcporter config add starling \
  --command "node $(npm root -g)/starling-bank-mcp/dist/main.js" \
  --env STARLING_BANK_ACCESS_TOKEN="YOUR_TOKEN"

4. Verify

mcporter list starling --schema

Quick Reference

Account basics

# List accounts (get accountUid and default categoryUid)
mcporter call starling.accounts_list

# Get balance
mcporter call starling.account_balance_get accountUid=ACCOUNT_UID

# Get account holder info
mcporter call starling.account_holder_get

# Get sort code / account number
mcporter call starling.account_identifiers_get accountUid=ACCOUNT_UID

Transactions

# List transactions (ISO 8601 timestamps required)
mcporter call starling.transactions_list \
  accountUid=ACCOUNT_UID \
  categoryUid=CATEGORY_UID \
  minTransactionTimestamp=2026-01-01T00:00:00.000Z \
  maxTransactionTimestamp=2026-01-31T23:59:59.999Z

# Get single transaction detail
mcporter call starling.feed_item_get \
  accountUid=ACCOUNT_UID \
  categoryUid=CATEGORY_UID \
  feedItemUid=FEED_ITEM_UID

Payments

# List payees
mcporter call starling.payees_list

# Create payee
mcporter call starling.payee_create \
  payeeName="John Smith" \
  payeeType=INDIVIDUAL \
  accountIdentifier=12345678 \
  bankIdentifier=608371 \
  bankIdentifierType=SORT_CODE \
  countryCode=GB

# Make payment (amount in minor units / pence)
mcporter call starling.payment_create \
  accountUid=ACCOUNT_UID \
  categoryUid=CATEGORY_UID \
  destinationPayeeAccountUid=PAYEE_ACCOUNT_UID \
  reference="Payment ref" \
  --args '{"amount":{"currency":"GBP","minorUnits":1000}}'

Savings Goals

# List goals
mcporter call starling.savings_goals_list accountUid=ACCOUNT_UID

# Create goal
mcporter call starling.savings_goal_create \
  accountUid=ACCOUNT_UID name="Emergency Fund" currency=GBP \
  --args '{"target":{"currency":"GBP","minorUnits":100000}}'

# Deposit into goal
mcporter call starling.savings_goal_deposit \
  accountUid=ACCOUNT_UID savingsGoalUid=GOAL_UID \
  --args '{"amount":{"currency":"GBP","minorUnits":5000}}'

# Withdraw from goal
mcporter call starling.savings_goal_withdraw \
  accountUid=ACCOUNT_UID savingsGoalUid=GOAL_UID \
  --args '{"amount":{"currency":"GBP","minorUnits":5000}}'

Other

# Direct debits
mcporter call starling.direct_debits_list accountUid=ACCOUNT_UID

# Standing orders
mcporter call starling.standing_orders_list \
  accountUid=ACCOUNT_UID categoryUid=CATEGORY_UID

# Cards
mcporter call starling.cards_list

# Lock/unlock card
mcporter call starling.card_lock_update cardUid=CARD_UID enabled=false

Workflow: First-Time Setup

1. Run accounts_list to get accountUid and defaultCategory (categoryUid)
2. Save these IDs — they're needed for most operations
3. Run account_balance_get to verify access works
4. Store account details in your memory/config for future use

Notes

• All amounts are in minor units (pence). £10.50 = 1050
• Timestamps must be ISO 8601 format: 2026-02-17T00:00:00.000Z
• categoryUid = the defaultCategory from accounts_list for main account transactions
• Balance fields: clearedBalance (settled), effectiveBalance (including pending)
• See references/api-details.md for full tool schemas