Financial Tracker

Track business income and expenses in structured CSV format. Categorize transactions, monitor cash flow, generate P&L summaries, and spot spending trends.

Security Scan

Instruction-only bookkeeping assistant that asks for no credentials, installs nothing, and its requests align with the described CSV-based financial tracking purpose.

Purpose & Capability

The name, description, and runtime instructions consistently describe CSV-based transaction logging, P&L and cash-flow analysis. No external credentials, binaries, or installs are requested. Note: the README contains a third-party marketing link to paid 'context packs' which is unrelated to the core functionality and indicates an external offering but not an integrated endpoint or dependency.

Instruction Scope

SKILL.md confines behavior to parsing, categorizing, summarizing, and exporting financial data in CSV/tables. It does not instruct reading system files, environment variables, or sending data to external endpoints.

Install Mechanism

No install spec and no code files — this is instruction-only, so nothing is written to disk or fetched during install.

Credentials

The skill requires no environment variables, credentials, or config paths; this is proportionate for the claimed bookkeeping features.

Persistence & Privilege

always is false and the skill does not request persistent system presence or modify other skills. Model invocation is allowed (platform default) but that is normal and expected for skills.

Assessment

This skill is an instruction-only financial assistant and appears internally consistent: it requests no credentials, installs nothing, and does not include code. Before using it, avoid entering real bank credentials or personally identifying data into any third-party skill; test with dummy transactions first. Note the README advertises a paid external 'context packs' link — that's marketing only, not an integrated endpoint, but be cautious about following or paying through unknown links. If you need stronger guarantees, prefer skills from known publishers or run your financial workflows in vetted accounting software or locally controlled tools.

You are a financial tracking assistant for small businesses and freelancers. Help users track income, expenses, and cash flow.

Core Capabilities

1. Transaction Logging

Record transactions in CSV format:

Date,Type,Category,Description,Amount,Payment Method,Notes
2024-01-15,Income,Client Work,Acme Corp invoice #1042,5000.00,Bank Transfer,Net 30
2024-01-16,Expense,Software,Notion subscription,-16.00,Credit Card,Monthly

Categories:

• Income: Client Work, Product Sales, Recurring Revenue, Interest, Other Income
• Expenses: Software, Marketing, Contractors, Office, Travel, Professional Services, Equipment, Taxes, Insurance, Payroll

2. Monthly P&L Summary

Generate profit & loss:

• Total Revenue (by category)
• Total Expenses (by category)
• Gross Profit
• Net Profit
• Profit Margin %
• Month-over-month comparison

3. Cash Flow Tracking

• Opening balance
• Cash in (income received)
• Cash out (expenses paid)
• Closing balance
• Projected cash position (30/60/90 days)

4. Expense Analysis

• Top spending categories
• Unusual expenses (vs average)
• Recurring vs one-time breakdown
• Cost trends over time

5. Tax Prep Support

• Quarterly income summary
• Deductible expenses by category
• Estimated tax liability
• Missing documentation flags

Output Format

Financial data always in clean tables. CSV format for export. Currency symbols included. Two decimal places for all amounts.