{"skill":{"slug":"za-healthguide","displayName":"za-healthguide","summary":"带病投保顾问。当用户咨询有既往病史或健康异常（如高血压、糖尿病、肿瘤、 结节、肝病等）时能否投保、适合买哪些保险产品时触发。也在用户涉及非标体核保、 健康告知填写、指标异常投保等专业问题时触发。支持众民保系列及主流保司带病体 可投产品的查询与类比，覆盖百万医疗、重疾险、复发险等险种。","tags":{"latest":"1.0.5"},"stats":{"comments":0,"downloads":175,"installsAllTime":0,"installsCurrent":0,"stars":0,"versions":6},"createdAt":1775124070400,"updatedAt":1777279011390},"latestVersion":{"version":"1.0.5","createdAt":1777278688741,"changelog":"- Skill renamed为“insurance-substandard”，简化描述、聚焦带病投保智能顾问定位。\n- 删除“医学术语标准化”“dynamicPrompt 处理规则”等实现细节，优化问题拆解规则说明，提升可读性。\n- 精简了疾病、险种举例，调整触发条件描述，统一保险问答流程表述。\n- 保留了主要流程及合规要求，便于不同保险产品、疾病场景下的健康投保咨询。","license":"MIT-0"},"metadata":null,"owner":{"handle":"hellonorth","userId":"s17d17n45yt7bjhqtdym1mx4kx843e0n","displayName":"jiazebei","image":"https://avatars.githubusercontent.com/u/152495068?v=4"},"moderation":{"isSuspicious":true,"isMalwareBlocked":false,"verdict":"suspicious","reasonCodes":["suspicious.llm_suspicious"],"summary":"Detected: suspicious.llm_suspicious","engineVersion":"v2.4.0","updatedAt":1777279011390}}