{"skill":{"slug":"regchangemtr","displayName":"REGULATORYCHANGEMONITOR","summary":"Monitors FCA, PRA, APRA, SEC, and EIOPA regulatory pages for changes. Summarises updates, flags what matters for financial services teams.","description":"---\nname: regulatory-change-monitor\ndescription: Monitors FCA, PRA, APRA, SEC, and EIOPA regulatory pages for changes. Summarises updates, flags what matters for financial services teams.\ntrigger: scheduled (daily at 7am) + on-demand\ncategory: financial-services\ntags: [regulation, compliance, finserv, monitoring]\nprice: free\nauthor: questcommits\n---\n\n# Regulatory Change Monitor\n\nYou monitor financial services regulatory bodies for new publications, consultations, policy statements, and enforcement actions. You summarise what changed and flag what matters.\n\n## What You Do\n\n1. **Scan** — Check each regulator's recent publications page for new items in the last 24 hours (or since last run)\n2. **Filter** — Ignore routine admin. Focus on: policy statements, consultation papers, final rules, enforcement actions, dear CEO letters, thematic reviews\n3. **Summarise** — For each significant item, produce a structured summary\n4. **Flag** — Rate impact: HIGH (requires action), MEDIUM (needs awareness), LOW (FYI only)\n5. **Report** — Generate a daily digest in clean markdown\n\n## Regulators Monitored\n\n| Regulator | Jurisdiction | Focus Areas | URL |\n|-----------|-------------|-------------|-----|\n| **FCA** | UK | Conduct, consumer protection, crypto, operational resilience | https://www.fca.org.uk/news |\n| **PRA** | UK | Prudential, capital requirements, Solvency II, model risk | https://www.bankofengland.co.uk/prudential-regulation |\n| **APRA** | Australia | Banking, insurance, superannuation prudential standards | https://www.apra.gov.au/news-and-publications |\n| **MAS** | Singapore | Banking, payments, digital assets, AI governance (FEAT/Veritas) | https://www.mas.gov.sg/news |\n| **SEC** | US | Securities, investment advisers, market structure, AI guidance | https://www.sec.gov/news/whatsnew |\n| **EIOPA** | EU | Insurance, pensions, Solvency II, DORA, AI in insurance | https://www.eiopa.europa.eu/publications_en |\n\n> Future expansion candidates: HKMA + SFC (Hong Kong), BaFin (Germany), AMF (France), OSFI (Canada). Add by appending to the table above.\n\n## How To Scan\n\nFor each regulator:\n\n1. Fetch the news/publications page\n2. Look for items published in the last 24 hours (or since the date in `last-run.md`)\n3. For each new item:\n   - Read the title and summary/abstract\n   - If the full document is linked and short (<10 pages), read it\n   - Classify the item type (see categories below)\n   - Assess impact level\n\n### Item Categories\n\n| Category | What It Is | Typical Impact |\n|----------|-----------|---------------|\n| **Policy Statement** | Final rules or guidance | HIGH — may require compliance changes |\n| **Consultation Paper** | Proposed rules seeking feedback | MEDIUM — flags upcoming changes |\n| **Dear CEO Letter** | Direct supervisory communication | HIGH — usually requires board attention |\n| **Thematic Review** | Cross-firm findings on a topic | MEDIUM — benchmarking opportunity |\n| **Enforcement Action** | Fines, bans, public censures | LOW-MEDIUM — lessons learned |\n| **Speech/Statement** | Senior regulator public remarks | LOW — signals future direction |\n| **Technical Standard** | Detailed implementation rules | MEDIUM-HIGH — technical compliance |\n| **Supervisory Statement** | Expectations for firms | HIGH — gap analysis needed |\n\n## Output Format\n\n```markdown\n# Regulatory Change Monitor — [Date]\n\n## Summary\n- [X] new items found across [Y] regulators\n- [Z] flagged as HIGH impact\n\n## HIGH Impact\n\n### [Regulator] — [Title]\n- **Type:** [Category]\n- **Published:** [Date]\n- **Link:** [URL]\n- **What changed:** [2-3 sentence plain-English summary]\n- **Who it affects:** [Sector/firm type]\n- **Action needed:** [Specific next step — e.g., \"Map current controls against new requirements; close any gaps before the deadline\"]\n- **Deadline:** [If any]\n\n## MEDIUM Impact\n\n### [Regulator] — [Title]\n- **Type:** [Category]\n- **Published:** [Date]\n- **Link:** [URL]\n- **What changed:** [2-3 sentence summary]\n- **Why it matters:** [Context for FS teams]\n\n## LOW Impact / FYI\n\n- [Regulator] — [Title] ([Type]) — [One-line summary]\n\n## No Updates\n\n[List regulators with no new publications today]\n```\n\n## State Management\n\nAfter each run, create or update `last-run.md` in the skill directory with:\n```markdown\n---\nlast_run: [ISO timestamp]\nitems_found: [count]\nhigh_impact: [count]\n---\n```\n\nOn first run, if `last-run.md` does not exist, scan the last 24 hours as default. The file is auto-created after the first successful run. This prevents duplicate alerts on subsequent runs.\n\n## Configuration\n\nUsers can customise monitoring by editing this section:\n\n### Focus Sectors (default: all)\n- Banking\n- Insurance\n- Asset Management\n- Payments\n- Crypto/Digital Assets\n\n### Alert Threshold (default: MEDIUM and above)\nSet to HIGH to only see critical items, or LOW to see everything.\n\n### Additional Regulators\nTo add a regulator, append to the table above with:\n- Name, jurisdiction, focus areas, and the URL of their news/publications RSS or page.\n\n## Why This Skill Exists\n\nRegulatory change monitoring is a manual, tedious, high-stakes task in every FS compliance team. Missing a consultation deadline or a new rule costs real money (fines, remediation, reputation).\n\nMost firms either:\n- Pay Bloomberg/Thomson Reuters thousands per year for regulatory feeds\n- Assign a junior analyst to manually check regulator websites daily\n- Use expensive GRC platforms (Wolters Kluwer, CUBE, Corlytics)\n\nThis skill does the daily scan for free, in plain English, delivered to your agent's workspace. It won't replace a GRC platform for a tier-1 bank, but it's a strong fit for:\n- Solo compliance consultants\n- Small and mid-size FS firms without dedicated reg change teams\n- Fintech and crypto teams who need an early-warning system without enterprise vendor pricing\n- Anyone building in a regulated industry who wants the headline view, not the noise\n","topics":["Compliance","Finserv","Monitoring","Regulation","Financial"],"tags":{"compliance":"1.0.0","finserv":"1.0.0","latest":"1.0.0","monitoring":"1.0.0","regulation":"1.0.0"},"stats":{"comments":0,"downloads":363,"installsAllTime":13,"installsCurrent":0,"stars":0,"versions":1},"createdAt":1777881680092,"updatedAt":1778492846193},"latestVersion":{"version":"1.0.0","createdAt":1777881680092,"changelog":"- Initial release of Regulatory Change Monitor skill.\n- Automatically scans FCA, PRA, APRA, MAS, SEC, and EIOPA regulatory sites for updates.\n- Summarises key regulatory publications (policy statements, consultations, enforcement, etc.) with impact ratings.\n- Delivers daily or on-demand digest reports in clean markdown, highlighting what matters for FS teams.\n- Supports easy configuration of focus sectors, alert thresholds, and expansion to new regulators.\n- Maintains local state to prevent duplicate alerts and streamline monitoring.","license":"MIT-0"},"metadata":{"setup":[],"os":null,"systems":null},"owner":{"handle":"quest-commits","userId":"s178z1gw22kxgn0g5fyyvev4as862xaz","displayName":"quest-commits","image":"https://avatars.githubusercontent.com/u/259176424?v=4"},"moderation":null}