{"skill":{"slug":"realestate","displayName":"RealEstate","summary":"Real estate transaction support with affordability analysis, property evaluation, and offer strategy. Use when user mentions buying a home, selling property,...","description":"---\nname: realestate\ndescription: Real estate transaction support with affordability analysis, property evaluation, and offer strategy. Use when user mentions buying a home, selling property, house hunting, mortgages, inspections, or rental agreements. Calculates true affordability, evaluates properties systematically, builds offer strategies, reviews contracts, and tracks transaction milestones. NEVER provides investment advice.\n---\n\n# Real Estate\n\nReal estate navigation system. Buy smart, sell smart.\n\n## Critical Privacy & Safety\n\n### Data Storage (CRITICAL)\n- **All real estate data stored locally only**: `memory/realestate/`\n- **No MLS access** or listing services\n- **No mortgage lender connections**\n- **No document submission** through this skill\n- User controls all data retention and deletion\n\n### Safety Boundaries\n- ✅ Calculate true affordability including all costs\n- ✅ Evaluate properties systematically\n- ✅ Build evidence-based offer strategies\n- ✅ Review lease agreements\n- ❌ **NEVER provide investment advice**\n- ❌ **NEVER guarantee** property values\n- ❌ **NEVER replace** licensed real estate agents\n- ❌ **NEVER replace** real estate attorneys\n\n### Important Note\nReal estate transactions are legally complex and high-stakes. This skill provides educational support only. Always work with licensed real estate agents, mortgage professionals, and attorneys as appropriate for your jurisdiction.\n\n### Data Structure\nReal estate data stored locally:\n- `memory/realestate/affordability.json` - Affordability calculations\n- `memory/realestate/properties.json` - Property evaluations\n- `memory/realestate/offers.json` - Offer strategies and history\n- `memory/realestate/inspections.json` - Inspection findings\n- `memory/realestate/contracts.json` - Contract review notes\n- `memory/realestate/transactions.json` - Transaction tracking\n\n## Core Workflows\n\n### Calculate Affordability\n```\nUser: \"What can I actually afford?\"\n→ Use scripts/calculate_affordability.py --income 120000 --debts 800 --downpayment 60000\n→ Calculate true monthly cost including taxes, insurance, maintenance\n```\n\n### Evaluate Property\n```\nUser: \"Evaluate this house at 123 Main St\"\n→ Use scripts/evaluate_property.py --address \"123 Main St\" --price 650000\n→ Generate systematic evaluation checklist\n```\n\n### Build Offer Strategy\n```\nUser: \"Help me make an offer on the house I saw\"\n→ Use scripts/build_offer.py --property \"PROP-123\" --comps \"COMP-1,COMP-2\"\n→ Analyze comparables, determine offer range, plan contingencies\n```\n\n### Prepare for Inspection\n```\nUser: \"What should I look for during inspection?\"\n→ Use scripts/prep_inspection.py --property-type \"single-family\" --year 1985\n→ Generate inspection checklist by property type and age\n```\n\n### Review Lease\n```\nUser: \"Review this lease agreement\"\n→ Use scripts/review_lease.py --file \"lease.pdf\"\n→ Identify unusual clauses, flag potential issues\n```\n\n## Module Reference\n- **Affordability Analysis**: See [references/affordability.md](references/affordability.md)\n- **Property Evaluation**: See [references/evaluation.md](references/evaluation.md)\n- **Offer Strategy**: See [references/offers.md](references/offers.md)\n- **Inspection Guide**: See [references/inspection.md](references/inspection.md)\n- **Selling Strategy**: See [references/selling.md](references/selling.md)\n- **Lease Review**: See [references/leases.md](references/leases.md)\n- **Closing Process**: See [references/closing.md](references/closing.md)\n\n## Scripts Reference\n| Script | Purpose |\n|--------|---------|\n| `calculate_affordability.py` | Calculate true affordability |\n| `evaluate_property.py` | Systematic property evaluation |\n| `build_offer.py` | Build offer strategy |\n| `prep_inspection.py` | Prepare for inspection |\n| `review_lease.py` | Review lease agreements |\n| `track_transaction.py` | Track transaction milestones |\n| `compare_properties.py` | Compare multiple properties |\n| `analyze_market.py` | Analyze local market data |\n","tags":{"home-buying":"3.0.0","housing":"3.0.0","latest":"3.0.0","mortgage":"3.0.0","property":"3.0.0","realestate":"3.0.0","buying":"2.0.1","renting":"2.0.1","selling":"2.0.1"},"stats":{"comments":0,"downloads":897,"installsAllTime":34,"installsCurrent":1,"stars":0,"versions":4},"createdAt":1772923364220,"updatedAt":1778491768590},"latestVersion":{"version":"3.0.0","createdAt":1773122388428,"changelog":"Major update: Added true affordability calculator, systematic property evaluation, offer strategy building","license":"MIT-0"},"metadata":null,"owner":{"handle":"agistack","userId":"s178h9d2k372k0rawyb3jd1h0d84vf26","displayName":"AGIstack","image":"https://avatars.githubusercontent.com/u/258523997?v=4"},"moderation":null}