# Current Investment Portfolio

## ETF Holdings

| Ticker | Name | Market Value | Allocation | Notes |
|--------|------|-------------|------------|-------|
| TEC.TO | TD Global Technology Leaders Index ETF (CAD-hedged) | ~$100,000 | 100% | Single concentrated position |

- ⚠️ **High concentration risk**: 100% in one sector (global tech), CAD-hedged
- **TBD**: Platform (Questrade / Wealthsimple / other)
- **TBD**: Target allocation (e.g., 80% equity / 20% bonds, or sector diversification goal)

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## Real Estate Holdings

### 1. Levis — Single Family House (SFH)
- **Address**: 249 Rue Champagnat, Lévis, QC
- **Ownership**: 100% (Xin)
- **Mortgage balance**: ~$210,000
- **Mortgage rate**: 4.39%
- **Market value**: TBD
- **Monthly rental income**: TBD
- **Google Drive folder**: `1AvpX_M1Lr36d86Oqcgh4-JNfbo-sNsbl`

### 2. Quebec City — Duplex
- **Address**: 168-170 Avenue Gauvin, Québec, QC
- **Ownership**: 100% (Xin)
- **Mortgage balance**: ~$230,000
- **Mortgage rate**: ~4.39%
- **Market value**: TBD
- **Monthly rental income**: TBD
- **Google Drive folder**: `1APxrzAqXMRUe6ZGvyIDKIqK7gzvsD5tX`

### 3. Longueuil — Triplex
- **Address**: 168-172 Rue Goyette, Longueuil, QC
- **Ownership**: 50% (Xin), 50% (Samy)
- **Total mortgage balance**: ~$650,000 | **Xin's share**: ~$325,000
- **Mortgage rate**: 3.99%
- **Market value**: TBD (full) | Xin's share: TBD
- **Monthly rental income (Xin's share)**: TBD
- **Spreadsheet**: Longueuil Control `1698_UaKYY1m0X7Yujo7oDjLnYcq6O2k6_3w59p5rN0g`

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## Net Worth Summary (Estimated)

| Asset | Value |
|-------|-------|
| TEC.TO | ~$100,000 |
| Real estate equity (Levis) | TBD (market value − $210K) |
| Real estate equity (Gauvin) | TBD (market value − $230K) |
| Real estate equity (Goyette, 50%) | TBD (market value × 50% − $325K) |
| **Total** | **TBD** |