{"skill":{"slug":"emergency-fund-builder","displayName":"Emergency Fund Builder","summary":"Step-by-step protocol for building an emergency fund from zero. Use when someone has no savings buffer, lives paycheck to paycheck, or wants a concrete syste...","tags":{"latest":"1.0.0"},"stats":{"comments":0,"downloads":148,"installsAllTime":0,"installsCurrent":0,"stars":0,"versions":1},"createdAt":1774474384945,"updatedAt":1774479408303},"latestVersion":{"version":"1.0.0","createdAt":1774474384945,"changelog":"- Initial release of \"Emergency Fund Builder\": a step-by-step protocol for building an emergency savings buffer from zero.\n- Interactive calculator to determine real monthly essential expenses and set starter, full, and secure savings targets.\n- Detailed guidance to find available funds by auditing subscriptions, adjusting food spending, reviewing phone plans, and identifying occasional income sources.\n- Account selection framework: emphasizes FDIC/NCUA insurance, no fees, ease of access, and how to compare high-yield savings options.\n- Specific instructions for automating monthly transfers and protecting the emergency fund from accidental spending.\n- Includes credible sources for all guidance.","license":"MIT-0"},"metadata":{"os":null,"systems":null},"owner":{"handle":"howtousehumans","userId":"s17ftae1txxqa39a87v3p6ta1583js3w","displayName":"HowToUseHumans","image":"https://avatars.githubusercontent.com/u/151727669?v=4"},"moderation":null}